95 McClellan St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 95 McClellan St, Schenectady, NY 12304 · Last verified July 2026

Property Highlights

Property Type	Residential > Multi-Unit > Triplex
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 1925
Square Footage	3,168 sqft Total Area
Lot Size	3,630 sqft (0.083 acres)
Occupancy	Owner Occupied
Last Sale	$90,000 (2021)
Tax Bill	$7,737.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 49.43-2-65`
Alternative APN	`150004904300020650000000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Building Area	3,168 sqft Total Area
1st Floor	1,267 sqft 1st Floor
2nd Floor	1,267 sqft 2nd Floor
Upper Floors	634 sqft Upper Floors
Attic Area	634 sqft Attic
Attic	1 Attic
Stories	2 Stories

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional Style
Exterior Material	Brick Exterior
Lot Area	3,630 sqft (0.083 acres)
Depth X Width	110 ft x 33 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	360 sqft Garage
Shed	1 Shed
Porch Area	384 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	95 MCCLELLAN ST
City	SCHENECTADY
State	NY
Zip	12304-1125
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Triplex
Legal Description	PART OF 2 BRICK AND GARAGE
Legal Block	2
Legal Lot Number	65.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	4
Census Block	4001
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.43-2-65

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	95 MCCLELLAN ST, SCHENECTADY, NY 12304-1125
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Sep 10, 2002 · Amount on Record
Deed Doc Number	20216829
Deed Book / Page	2052 / 623
Last Transfer Date	Mar 11, 2026
Transfer Doc	0000008321
Record Refreshed	Sep 20, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 13, 2026
Property Address	95 MCCLELLAN ST, SCHENECTADY, NY 12304-1125
Document Number	0000008321
Book / Page	2170 / 229
Instrument Date	Mar 11, 2026
Instrument	20268321
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FREEDOM ABSTRACT INC, FREEDOM ABSTRACT-NY-JP

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	95 MCCLELLAN ST, SCHENECTADY, NY 12304-1125

Mortgage

Document Number	0000008322,
Date	Apr 13, 2026
Instrument	20268322

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,737.00 (+18.32%)	$124,900 (-) Land $18,700 Building $106,200	$206,822 (+30.82%) Land $30,965 Building $175,857
2023		$124,900 (-) Land $18,700 Building $106,200	$158,101 (+3.8%) Land $23,671 Building $134,430
2022		$124,900 Land $18,700 Building $106,200	$152,317 Land $22,805 Building $129,512
2021	$6,539.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.