Rockbridge County property record for 95 Mc Cray Ln, Middlebrook, VA 24459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,407 sqft · built 2004 |
| Lot Size | 8.89 acres (387,248 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (May 2001) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15 1 1C |
| Primary APN | 15 1 1C |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,407 sqft Living Area |
| Basement Area | 1,956 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 387,248 sqft (8.89 acres) |
| Terrain | Rolling |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | 204 sqft |
| Patio Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Propane |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 16730 |
|---|---|
| Street Address | 95 MC CRAY LN |
| City | MIDDLEBROOK |
| State | VA |
| Zip | 24459-2044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | W C N MT 602 |
| Jurisdiction | ROCKBRIDGE VA |
| Township / Civil Division | WALKERS CREEK |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 930200 |
Source: Rockbridge County records · APN 15 1 1C
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 MC CRAY LN, MIDDLEBROOK, VA 24459-2044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2001 · Amount on Record |
| Deed Sale | May 21, 2001 · Amount on Record |
| Deed Document Number | 100-1999 |
| Record Updated | Jun 08, 2026 |
Source: Rockbridge County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockbridge County |
| Unified School District | Rockbridge County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $553,500 (-) Land $109,200 Building $444,300 | $553,500 (-) Land $109,200 Building $444,300 |
| 2023 | $553,500 Land $109,200 Building $444,300 | $553,500 Land $109,200 Building $444,300 |
Source: FEMA National Flood Hazard Layer, Rockbridge County (51163C), updated August 7, 2006 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511639302001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 52 (1992–2018) |
| Claims Outside the SFHA | 2 of 52 |
| Most Recent Claim | Apr 2018 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 52% of the US · above 81% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 5 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BARC Electric Cooperative Fiber | 1,000 / 1,000 |
No cell data coverage reported
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