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95 Main St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 95 Main St, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,826 sqft · built 1973
Lot Size0.271 acres (11,796 sqft)
Owner2 Individual Names on Record
Last Sale$615,000 (Oct 2025)
Tax Bill$6,323 (2026)
Deeds & MortgagesOct 2025 Sale & Mortgage
Aug 2022 Transfer
Flood ZoneZone X (minimal risk)
APNSAUG M:009-D B:0003 L:0018

Property Details

APN / Parcel Number

Primary APNSAUG M:009-D B:0003 L:0018
Alternative APNs
  • M:009=D B:0003 L:0018
  • 690018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,826 sqft Living Area
Gross Area1,920 sqft
1st Floor Area984 sqft
Basement Area936 sqft
Unfinished Basement936 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,796 sqft (0.271 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number690018
Street Address95 MAIN ST
CitySAUGUS
StateMA
Zip01906-3334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal Block3
Legal Lot Number18
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group1
Census Block1000
Census Tract208301

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address95 MAIN ST, SAUGUS, MA 01906-3334
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Quit Claim Deed, Transfer
PENTUCKET BANK
Aug 15, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2025 · Amount on Record
Deed SaleOct 16, 2025 · Amount on Record
Prior SaleNov 5, 2007
Deed Document Number2025662026
Record UpdatedOct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateOct 16, 2025
Property Address95 MAIN ST, SAUGUS, MA 01906-3334
Document Number0000662026
Instrument DateOct 16, 2025
Instrument662026
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address95 MAIN ST, SAUGUS, MA 01906-3334

Mortgage

Document Number0000662027
DateOct 16, 2025
Instrument662027
Lender
NamePENTUCKET BANK
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateAug 15, 2022
Property Address95 MAIN ST, SAUGUS, MA 01906-3334
Document Number0000638556
Instrument DateJul 29, 2022
Instrument638556
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 MAIN ST, SAUGUS, MA 01906-3334

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,323.00 (+5.16%)$606,800 (+7.78%) Land $335,100 Building $271,700$633,900 (+0.96%)
2025$6,013.00 (+10.84%)$563,000 (+10.52%) Land $302,900 Building $260,100$627,855
2024$5,425.00 (+4.79%)$509,400 (+10.79%) Land $275,400 Building $234,000
2023$5,177.00$459,800 Land $247,900 Building $211,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people · EPA ID MA3262000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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