95 Main St, Rockfall, CT 06481 Property Records

Middlefield Town property record for 95 Main St, Rockfall, CT 06481

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,913 sqft · built 1934
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on File
Last Sale	$443,000 (Oct 2024)
Tax Bill	$6,508 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Nov 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MFLD M:9 L:115`

Property Details

APN / Parcel Number

Primary APN	`MFLD M:9 L:115`
Alternative APNs	`00189700` `189700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,913 sqft Living Area
Gross Area	4,574 sqft
1st Floor Area	1,063 sqft
Attic	Attic
Attic Area	850 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	189700
Street Address	95 MAIN ST
City	ROCKFALL
State	CT
Zip	06481-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HD2
Legal Lot Number	115
Jurisdiction	MIDDLEFIELD CT
Township / Civil Division	MIDDLEFIELD
Census Block Group	4
Census Block	4002
Census Tract	580100

Owner

Source: Middlefield Town records · APN MFLD M:9 L:115

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	95 MAIN ST, ROCKFALL, CT 06481-2002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage FM HOME LOANS LLC
Nov 06, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Apr 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2024 · Amount on Record
Deed Sale	Oct 28, 2024 · Amount on Record
Prior Sale	May 30, 2006 · Amount on Record
Deed Document Number	2024544
Deed Book / Page	351 / 554
Record Updated	Sep 20, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLEFIELD CT
Recording Date	Oct 28, 2024
Property Address	95 MAIN ST, ROCKFALL, CT 06481-2002
Document Number	000351-554
Book / Page	351 / 554
Instrument Date	Oct 16, 2024
Instrument	2024000544
Transaction Type	Transfer
Record Updated	Nov 14, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2024000545
Date	Oct 28, 2024
Instrument	2024000545

Lender

Name	FM HOME LOANS LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEFIELD CT
Property Address	95 MAIN ST, ROCKFALL, CT 06481-2002
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000349-467
Date	Nov 06, 2023
Book Page	349/467
Instrument	2023000554

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEFIELD CT
Property Address	95 MAIN ST, ROCKFALL, CT 06481-2002
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	337-334
Date	Apr 16, 2020
Book Page	337/334
Instrument	2020000221

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2035

Tax Assessment & Valuation

Source: Middlefield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Middlefield Town
Unified School District	Regional School District 13 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,508.00	$218,400 (+6.07%) Land $75,700 Building $142,700	$152,880 Land $52,990 Building $99,890
2024	$6,508.00 (+11.92%)
2023	$5,815.00 (+2.47%)	$205,900 (-) Land $75,700 Building $130,200
2022	$5,675.00	$205,900 Land $75,700 Building $130,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Based on FCC filings for 116 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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