95 Main St, Morris, NY 13808 Property Records

Otsego County and Morris Town property record for 95 Main St, Morris, NY 13808

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,753 sqft · built 1890
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,784 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`364201 221.13-1-45.01`

Property Details

APN / Parcel Number

Primary APN	`364201 221.13-1-45.01`
Alternative APNs	`420122101300010450010000` `047700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,753 sqft Living Area
1st Floor Area	1,291 sqft
Upper Floors Area	462 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	21,344 sqft (0.49 acres)
Lot Width	83 ft Width
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	047700
Street Address	95 MAIN ST
City	MORRIS
State	NY
Zip	13808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	993 0 0
Legal Block	1
Legal Lot Number	45.001
Jurisdiction	OTSEGO NY
Township / Civil Division	MORRIS
Census Block Group	4
Census Block	4027
Census Tract	591500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Village Historic District listed 2013 · 290 contributing resources · NRIS 13000031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Otsego County and Morris Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 369, MORRIS, NY 13808-0369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	95 MAIN ST, MORRIS, NY 13808
Document Number	0000005534
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	QUICK SILVA TITLE AND ESCROW, QUICK SILVA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 MAIN ST MORRIS NY 13808, MORRIS, NY 13808

Mortgage

Document Number	0000005534
Date	Dec 7, 2020
Instrument	5534

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2050

Tax Assessment & Valuation

Source: Otsego County and Morris Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Morris Town
Municipality	Morris Village
Unified School District	Morris Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,784.00 (+64.44%) Homeowner's exemption Senior Citizen's exemption
2025	$1,693.00	$80,000 (-) Land $12,300 Building $67,700	$114,286 (+15.57%) Land $17,571 Building $96,715
2023		$80,000 Land $12,300 Building $67,700	$98,888 Land $15,204 Building $83,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2005–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRIS VILLAGE serves 652 people · EPA ID NY3800153
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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