Clay County property record for 95 Main St, Clay, WV 25043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,784 sqft · built 1936 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Company Name on File |
| Last Sale | $22,440 (Apr 2019) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-5-0007.0000 |
| Primary APN | 02-5-0007.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,784 sqft Living Area |
| 1st Floor Area | 1,784 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 200 ft deep x 60 ft wide |
| Terrain | Above Road/Slope |
| Total Buildings | 2 Buildings |
| Heating Fuel | Gas |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 95 MAIN ST |
|---|---|
| City | CLAY |
| State | WV |
| Zip | 25043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 21 MAIN STREET SUR |
| Legal Lot Number | 21 |
| Jurisdiction | CLAY WV |
| Township / Civil Division | B |
| Census Block Group | 2 |
| Census Block | 2094 |
| Census Tract | 958000 |
95 Main St is owned by a company that bought it in April 2019 and is owner-occupied.
Source: Clay County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 95 MAIN ST, CLAY, WV 25043 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2019 · Amount on File |
| Deed Sale | Apr 22, 2019 · Amount on File |
| Prior Transfer Date | Dec 16, 2009 |
| Prior Transfer Doc | 206/112 |
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Clay County |
| Municipality | Clay Town |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,540 (+27.29%) Land $6,000 Building $36,540 | $70,900 (+27.29%) Land $10,000 Building $60,900 | |
| 2025 | $33,420 Land $6,000 Building $27,420 | $55,700 Land $10,000 Building $45,700 | |
| 2023 | Additional exemption filed | $28,140 Land $6,000 Building $22,140 | $46,900 Land $10,000 Building $36,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 6, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2003–2021) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Main St is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 80% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY CO P S D-TRIPLETT RIDGE serves 92 people · EPA ID WV3300810 |
|---|---|
| Water Source | Purchased surface water from CLAY WATER DEPT |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber · DSL | 7,000 / 7,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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