Erie County and Buffalo City property record for 95 Lovering Ave, Buffalo, NY 14216 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,762 sqft · built 1925 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Jun 2024) |
| Tax Bill | $2,987 (2025) |
| Deeds & Mortgages | May 2026 Refinance May 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 78.56-5-22 |
| Primary APN | 140200 78.56-5-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,762 sqft Living Area |
| 1st Floor Area | 950 sqft |
| 2nd Floor Area | 812 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,250 sqft (0.121 acres) |
| Lot Dimensions | 150 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 235 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06464200 |
|---|---|
| Street Address | 95 LOVERING AVE |
| City | BUFFALO |
| State | NY |
| Zip | 14216-2309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 31O. S TACOMA |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 5 |
| Legal Lot Number | 22.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 4902 |
Source: Erie County and Buffalo City records · APN 140200 78.56-5-22
Assessment roll updated May 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 LOVERING AVE, BUFFALO, NY 14216-2309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE |
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jun 13, 2024 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 2024 · Amount on Record |
| Deed Sale | Jun 13, 2024 · Amount on Record |
| Deed Document Number | 20242024096176 |
| Deed Book / Page | 11432 / 2727 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 14, 2026 |
| Property Address | 95 LOVERING AVE, BUFFALO, NY 14216-2309 |
| Document Number | 0000089768 |
| Book / Page | 11460 / 8669 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202689768 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 95 LOVERING AVE, BUFFALO, NY 14216-2309 |
| Document Number | 0000089768, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 11460/8669 |
| Instrument | 202689768 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 5.74% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 14, 2026 |
| Property Address | 95 LOVERING AVE, BUFFALO, NY 14216-2309 |
| Document Number | 0000089767 |
| Book / Page | 14198 / 6309 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202689767 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 95 LOVERING AVE, BUFFALO, NY 14216-2309 |
| Document Number | 0000089767, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 14198/6309 |
| Instrument | 202689767 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 13, 2024 |
| Property Address | 95 LOVERING AVE, BUFFALO, NY 14216-2309 |
| Document Number | 0114322727 |
| Book / Page | 11432 / 2727 |
| Instrument Date | May 16, 2024 |
| Instrument | 2024096176 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 LOVERING AVE, BUFFALO, NY 14216-2309 |
| Name | Verified Name |
|---|---|
| Address | 95 LOVERING AVE, BUFFALO, NY 14216-2309 |
| Document Number | 0141285071 |
|---|---|
| Date | Jun 13, 2024 |
| Instrument | 14128/5071 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2054 |
Source: Erie County and Buffalo City records · Assessment roll updated May 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,987.00 (-2.7%) | $296,000 (+56.61%) Land $56,000 Building $240,000 | $296,000 (-3.68%) Land $56,000 Building $240,000 |
| 2024 | $3,070.00 (+212.63%) Homeowner's exemption | $189,000 (-) Land $35,000 Building $154,000 | $307,317 (+13.82%) Land $56,911 Building $250,406 |
| 2023 | $982.00 Homeowner's exemption | $189,000 Land $35,000 Building $154,000 | $270,000 Land $50,000 Building $220,000 |
Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 930 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Greenlight Networks Holding | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures