95 Lotus Ln, Covington, GA 30016 Property Records

Newton County property record for 95 Lotus Ln, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,655 sqft · built 2019
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$427,900 (Mar 2019)
Tax Bill	$6,733 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0013J-00000-038-000`

Property Details

APN / Parcel Number

Primary APN	`0013J-00000-038-000`
Alternative APNs	`0013J 038` `6871`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,655 sqft Heated Area
Basement Area	1,758 sqft
Unfinished Basement	1,758 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Garage Area	715 sqft

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6871
Street Address	95 LOTUS LN
City	COVINGTON
State	GA
Zip	30016-1980
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 38 UNDERWOOD CROSSING
Legal Subdivision	UNDERWOOD CROSSING
Legal Lot Number	38
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	4
Census Block	4000
Census Tract	100903

Owner

95 Lotus Ln is owned and occupied by two individuals who bought it in March 2019.

Source: Newton County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	95 LOTUS LN, COVINGTON, GA 30016-1980
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK
Nov 23, 2020	Deed of Trust, Mortgage · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC
Mar 11, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC
Mar 11, 2019	Grant Deed, Transfer NOT AVAILABLE
Feb 28, 2019	Quit Claim Deed, Transfer Quitclaim
Oct 24, 2018	Warranty Deed, Construction Loan · Line of Credit PERSONS BKNG CO
May 21, 2018	Grant Deed, Construction Loan · Line of Credit UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2019 · Amount on File
Deed Sale	Mar 8, 2019 · Amount on File
Prior Sale	Mar 7, 2019 · Amount on File
Deed Document Number	2019959
Deed Book / Page	3813 / 202
Prior Transfer Date	Sep 11, 2013
Prior Transfer Doc	0031770238
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	95 LOTUS LN, COVINGTON, GA 30016-1980
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 LOTUS LN, COVINGTON, GA 30016-1980

Mortgage

Document Number	0044890000000188
Date	Mar 17, 2023
Book Page	0000004489/0000000188
Instrument	002927

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2063

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	95 LOTUS LN, COVINGTON, GA 30016-1980
Document Number	0041070053
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	95 LOTUS LN COVINGTON GA 300161980, COVINGTON, GA 30016-1980

Mortgage

Document Number	0041070053
Date	Dec 2, 2020
Book Page	004107/000053
Instrument	17627

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 11, 2019
Property Address	95 LOTUS LN, COVINGTON, GA 30016-1980
Document Number	0038130202
Book / Page	003813 / 000202
Instrument Date	Mar 8, 2019
Instrument	2980
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.90

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	95 LOTUS LN COVINGTON GA 300161980, COVINGTON, GA 30016-1980

Mortgage

Document Number	38130204
Date	Mar 11, 2019
Book Page	003813/000204
Instrument	2981

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 11, 2019
Property Address	95 LOTUS LN, COVINGTON, GA 30016-1980
Document Number	0038130200
Book / Page	003813 / 000200
Instrument Date	Mar 7, 2019
Instrument	2979
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$211.16
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	95 LOTUS LN COVINGTON GA 300161980, COVINGTON, GA 30016-1980
Investor	Possibly a Property Investor

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Feb 28, 2019
Property Address	95 LOTUS LN, COVINGTON, GA 30016-1980
Document Number	0038090324
Book / Page	003809 / 000324
Instrument Date	Feb 27, 2019
Instrument	2531
Transaction Type	Transfer
Record Updated	Mar 21, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	95 LOTUS LN COVINGTON GA 300161980, COVINGTON, GA 30016-1980

October 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 24, 2018
Property Address	95 LOTUS LN, COVINGTON, GA 30016-1980
Document Number	0037630188
Book / Page	003763 / 000188
Instrument Date	Oct 18, 2018
Instrument	13037
Transaction Type	Construction Loan
Record Updated	Nov 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$48.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 LOTUS LN COVINGTON GA 300161980, COVINGTON, GA 30016-1980

Mortgage

Document Number	37630190
Date	Oct 24, 2018
Book Page	003763/000190
Instrument	13038

Lender

Name	PERSONS BKNG CO
Address	CONYERS, GA 30013

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 23, 2019

Interest

Rate Type	Adjustable Rate

May 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	May 21, 2018
Property Address	95 LOTUS LN, COVINGTON, GA 30016-1980
Document Number	0037020613
Book / Page	003702 / 000613
Instrument Date	Apr 18, 2018
Instrument	6097
Transaction Type	Construction Loan
Record Updated	Jun 11, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	95 LOTUS LN COVINGTON GA 300161980, COVINGTON, GA 30016-1980
Investor	Possibly a Property Investor

Mortgage

Document Number	37020615
Date	May 21, 2018
Book Page	003702/000615
Instrument	6098

Lender

Name	UNITED BK
Type	Bank
Address	BARNESVILLE, GA 30204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 20, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 95 Lotus Ln was $6,733.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,733.00	$266,560 Land $38,400 Building $228,160	$666,400 Land $96,000 Building $570,400
2023		$206,840 Land $19,200 Building $187,640	$517,100 Land $48,000 Building $469,100
2022	$5,368.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 95 Lotus Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Lotus Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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