McCreary County property record for 95 Lora Woods Rd, Pine Knot, KY 42635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,201 sqft · built 1981 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $787 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-20-02-007.00 |
| Primary APN | 140-20-02-007.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,201 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 52,272 sqft (1.2 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 247 sqft |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 76 sqft |
| Heating System | Space Heater |
|---|---|
| Water Source | Commercial |
| Street Address | 95 LORA WOODS RD |
|---|---|
| City | PINE KNOT |
| State | KY |
| Zip | 42635-9166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.2 AC & HSE |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 960402 |
95 Lora Woods Rd is owned and occupied by two individuals.
Source: McCreary County records, as of January 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 LORA WOODS RD, PINE KNOT, KY 42635-9166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000169561 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 95 LORA WOODS RD, PINE KNOT, KY 42635-9166 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M233/668 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | M233/668 |
| Instrument | 134947 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 95 LORA WOODS RD, PINE KNOT, KY 42635-9166 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00M230/355 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | M230/355 |
| Instrument | 133095 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 95 Lora Woods Rd was $787.
Source: McCreary County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $787.00 | $98,000 | $98,000 |
| 2023 | $799.00 | $98,000 | $98,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Lora Woods Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 95 Lora Woods Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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