95 Lillifield Dr, Elgin, SC 29045 Property Records

Kershaw County property record for 95 Lillifield Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3,680 sqft · built 2011
Lot Size	0.888 acres (38,716 sqft)
Owner	Individual Name on Record
Last Sale	$249,700 (Sep 2011)
Tax Bill	$2,198 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`349-03-7B-012-SJI`

Property Details

APN / Parcel Number

Primary APN	`349-03-7B-012-SJI`
Alternative APN	`46597`

Interior

Stories	2 Stories
Building Area	3,680 sqft Gross Area
1st Floor Area	1,214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	38,716 sqft (0.888 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Porch
Porch Area	180 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	46597
Street Address	95 LILLIFIELD DR
City	ELGIN
State	SC
Zip	29045-8327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	HAIGS CREEK SUBDIV PHASE 7-B LOT 12
Legal Subdivision	HAIGS CREEK SUBD
Legal Phase	7
Legal Lot Number	12
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1026
Census Tract	970906

Owner

Source: Kershaw County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	95 LILLIFIELD DR, ELGIN, SC 29045-8327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FEDERAL CREDIT UNION
Sep 20, 2023	Intrafamily Transfer, Transfer
Jun 5, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 28, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2011 · Amount on Record
Deed Sale	Sep 23, 2011 · Amount on Record
Deed Book / Page	2846 / 141
Last Transfer Date	Sep 19, 2023
Transfer Doc	0020238129
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	Jul 28, 2026
Property Address	95 LILLIFIELD DR, ELGIN, SC 29045-8327
Document Number	0000007234
Book / Page	5643 / 244
Instrument Date	Jul 21, 2026
Instrument	20267234
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 LILLIFIELD DR, ELGIN, SC 29045-8327

Mortgage

Document Number	0000007234,
Date	Jul 28, 2026
Book Page	5643/244
Instrument	20267234

Lender

Name	FOUNDERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 5, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERSHAW SC
Recording Date	Sep 20, 2023
Property Address	95 LILLIFIELD DR, ELGIN, SC 29045-8327
Document Number	0020238129
Book / Page	5017 / 273
Map Reference	MB B-150 PG 5
Instrument Date	Sep 18, 2023
Instrument	2023-8129
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	95 LILLIFIELD DR, ELGIN, SC 29045-8327

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	95 LILLIFIELD DR, ELGIN, SC 29045-8327
Document Number	0000006236
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	95 LILLIFIELD DR ELGIN SC 290458327, ELGIN, SC 29045-8327

Mortgage

Document Number	0000006236
Date	Jul 17, 2020
Book Page	004260/000293
Instrument	6236

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	95 LILLIFIELD DR, ELGIN, SC 29045-8327
Document Number	0000006398
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	95 LILLIFIELD DR ELGIN SC 290458327, ELGIN, SC 29045-8327

Mortgage

Document Number	0000006398
Date	Aug 9, 2017
Book Page	003734/000097
Instrument	6398

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 8, 2032

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,198.00 (+20.44%)	$374,900 (+23.73%) Land $40,000 Building $334,900	$374,900 (+23.73%)
2023	$1,825.00 (+4.52%)	$303,000 (-) Land $40,000 Building $263,000	$303,000 (-)
2022	$1,746.00	$303,000 Land $40,000 Building $263,000	$303,000 Land $40,000 Building $263,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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