St. Johns County property record for 95 Lightsey Crossing Ln, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,800 sqft · built 1994 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $645,000 (Dec 2023) |
| Tax Bill | $4,521 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101340-0010 |
| Primary APN | 101340-0010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 2,089 sqft |
| 1st Floor Area | 1,800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 399 ft deep x 109 ft wide |
| Porch | Finished Screened Porch |
| Porch Area | 313 sqft |
| Deck Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 95 LIGHTSEY CROSSING LN |
|---|---|
| City | ST AUGUSTINE |
| State | FL |
| Zip | 32084-8354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | 21-1 PT OF GL 2 LYING W OF 66FT CO RD 109.15FT ON RD X 399.72FT OR3968/384 & 5868/1891 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 34 |
| Legal Lot Number | 21-1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | HASTINGS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 21103 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 9487 ATHEL DR, PORT CHARLOTTE, FL 33981-4124 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 22, 2021 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2023 · Amount on Record |
| Deed Sale | Dec 8, 2023 · Amount on Record |
| Prior Sale | Dec 23, 2014 · Amount on Record |
| Deed Document Number | 202395839 |
| Deed Book / Page | 5868 / 1891 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354 |
| Document Number | 0062580668 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 6258/668 |
| Instrument | 2025093785 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 8, 2023 |
| Property Address | 95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354 |
| Document Number | 0058681891 |
| Book / Page | 5868 / 1891 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 2023095839 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Title Company | SOUTHERN CENTRAL TITLE, SOUTHERN CAPITAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,515.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2503 W PORTAL HILL RD, CEDAR CITY, UT 84720-1389 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9487 ATHEL DR, PT CHARLOTTE, FL 33981-4124 |
| Document Number | 0058681900 |
|---|---|
| Date | Dec 8, 2023 |
| Instrument | 5868/1900 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354 |
| Document Number | 0054511030 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 5451/1030 |
| Instrument | 2021138248 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,790 (+2.7%) | $386,053 (-0.37%) Land $125,000 Building $261,053 | |
| 2025 | $4,521.00 (+12.41%) Homeowner's exemption | $348,384 (+104%) | $387,468 (+15.83%) Land $125,000 Building $262,468 |
| 2024 | $4,022.00 (+108.5%) | ||
| 2023 | $1,929.00 (+3.6%) Homeowner's exemption | $170,777 (+3%) | $334,500 (+15.65%) Land $84,000 Building $250,500 |
| 2022 | $1,862.00 Homeowner's exemption | $165,803 | $289,247 Land $67,200 Building $222,047 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 119 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 119 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures