95 Leonard Ave, Leonardo, NJ 07737 Property Records

Monmouth County and Middletown Township property record for 95 Leonard Ave, Leonardo, NJ 07737

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,408 sqft · built 1972
Lot Size	0.833 acres (36,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$990,000 (May 2025)
Tax Bill	$12,128 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-00677-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`32-00677-0000-00012`
Alternative APNs	`3201213000000012` `320067700012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,408 sqft Living Area
1st Floor Area	1,462 sqft
Upper Floors Area	1,506 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	36,300 sqft (0.833 acres)
Lot Dimensions	242 ft deep x 150 ft wide
Garage Type	Built-in
Patio Area	220 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	3201213000000012
Street Address	95 LEONARD AVE
City	LEONARDO
State	NJ
Zip	07737-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R22
Legal Block	677
Legal Lot Number	12
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2028
Census Tract	800900

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 LEONARD AVE, LEONARDO, NJ 07737-1742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Jul 27, 2019	Deed of Trust, Mortgage · Line of Credit KEARNY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2025 · Amount on Record
Deed Sale	May 6, 2025 · Amount on Record
Prior Sale	Dec 27, 2004 · Amount on Record
Deed Document Number	202535091
Deed Book / Page	9736 / 6742
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	95 LEONARD AVE, LEONARDO, NJ 07737-1742
Document Number	0000073050
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	95 LEONARD AVE LEONARDO NJ 077371742, LEONARDO, NJ 07737-1742

Mortgage

Document Number	0000073050
Date	Jul 8, 2020
Book Page	009425/007523
Instrument	73050

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 7, 2040

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	95 LEONARD AVE, LEONARDO, NJ 07737-1742
Document Number	0000073332
Instrument Date	Jul 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	95 LEONARD AVE LEONARDO NJ 077371742, LEONARDO, NJ 07737-1742

Mortgage

Document Number	0000073332
Date	Aug 13, 2019
Book Page	009362/006153
Instrument	73332

Lender

Name	KEARNY BK
Address	FAIRFIELD, NJ 07004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$876,400 (+16.64%) Land $463,300 Building $413,100	$876,400 (+16.64%) Land $463,300 Building $413,100
2025	$12,128.00 (+2.68%)	$751,400 (+3.16%) Land $376,200 Building $375,200	$751,400 (+3.16%) Land $376,200 Building $375,200
2024	$11,812.00 (+1.85%)
2023		$728,400 Land $360,200 Building $368,200	$728,400 Land $360,200 Building $368,200
2022	$11,597.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2011–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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