Catoosa County property record for 95 Lemon Ln, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,296 sqft · built 1981 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Jan 2026) |
| Tax Bill | $1,423 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage May 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0021F004000 |
| Primary APN | 0021F004000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,296 sqft Heated Area |
| 1st Floor Area | 1,296 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.389 acres) |
| Lot Dimensions | 160 ft deep x 105 ft wide |
| Garage Area | 288 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 110 sqft |
| Utility Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12165 |
|---|---|
| Old Parcel Number | 0021F004000 |
| Street Address | 95 LEMON LN |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-6115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 26 THREE NOTCH ESTATES |
| Legal Subdivision | THREE NOTCH ESTATES |
| Legal Lot Number | 26 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | BOYNTON RIDGE |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 30402 |
Source: Catoosa County records, as of February 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 95 LEMON LN, RINGGOLD, GA 30736-6115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2026 | Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE |
| May 23, 2023 | Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MTG |
| Apr 9, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Feb 6, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2026 · Amount on Record |
| Deed Sale | Jan 2, 2026 · Amount on Record |
| Prior Sale | May 23, 2023 · Amount on Record |
| Deed Document Number | 0002425305 |
| Deed Book / Page | 2425 / 305 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jan 2, 2026 |
| Property Address | 95 LEMON LN, RINGGOLD, GA 30736-6115 |
| Document Number | 0024250305 |
| Book / Page | 2425 / 305 |
| Instrument Date | Dec 22, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.10 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 LEMON LN, RINGGOLD, GA 30736-6115 |
| Document Number | 0002425307 |
|---|---|
| Date | Jan 2, 2026 |
| Instrument | 2425/307 |
| Name | SWBC MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | May 23, 2023 |
| Property Address | 95 LEMON LN, RINGGOLD, GA 30736-6115 |
| Document Number | 0022790144 |
| Book / Page | 2279 / 144 |
| Instrument Date | May 23, 2023 |
| Instrument | 2023-001030 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 LEMON LN, RINGGOLD, GA 30736-6115 |
| Document Number | 0000003490 |
|---|---|
| Date | May 23, 2023 |
| Instrument | 003490 |
| Name | SWBC MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 95 LEMON LN, RINGGOLD, GA 30736-6115 |
| Document Number | 0021090423 |
| Instrument Date | Jan 20, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | CHOICE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 95 LEMON LN RINGGOLD GA 307366115, RINGGOLD, GA 30736-6115 |
| Document Number | 0021090423 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 002109/000423 |
| Name | SWBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 95 LEMON LN, RINGGOLD, GA 30736-6115 |
| Document Number | 0018730302 |
| Book / Page | 001873 / 000302 |
| Instrument Date | Apr 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Title Company | ELITE TITLE COMPANY INC |
| Name | Verified Name |
|---|---|
| Address | 95 LEMON LN RINGGOLD GA 307366115, RINGGOLD, GA 30736-6115 |
| Document Number | 0018730302 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 001873/000302 |
| Instrument | 2444 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Feb 6, 2017 |
| Property Address | 95 LEMON LN, RINGGOLD, GA 30736-6115 |
| Document Number | 0018640367 |
| Book / Page | 001864 / 000367 |
| Instrument Date | Oct 4, 2016 |
| Instrument | 888 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,423.00 (+19.18%) | $74,947 (+40.46%) Land $11,200 Building $63,747 | $187,368 (+40.46%) Land $28,000 Building $159,368 |
| 2023 | $1,194.00 (+23.73%) | $53,357 Land $11,709 Building $41,648 | $133,393 Land $29,272 Building $104,121 |
| 2022 | $965.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1995–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures