95 Laurel Ln, Warsaw, VA 22572 Property Records

Richmond County property record for 95 Laurel Ln, Warsaw, VA 22572

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,726 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$42,500 (Mar 2003)
Tax Bill	$3,090 (2025)
Deeds & Mortgages	Mar 2021 Refinance Jun 2017 Refinance
Flood Zone	Zone X (minimal risk)
APN	`24(10)6`

Property Details

APN / Parcel Number

Primary APN	`24(10)6`
Alternative APNs	`18143` `3066`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,726 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Carport	Carport
Carport Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	528 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3066
Street Address	95 LAUREL LN
City	WARSAW
State	VA
Zip	22572-3569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL, LIMITED
Legal Description	95 LAUREL LANE
Jurisdiction	RICHMOND VA
Township / Civil Division	2
Census Block Group	3
Census Block	3005
Census Tract	40100

Owner

95 Laurel Ln is owned and occupied by an individual who bought it in March 2003.

Source: Richmond County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	95 LAUREL LN, WARSAW, VA 22572-3569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL OF OMAHA MORTGAGE INC
Jun 22, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2003 · Amount on File
Deed Sale	Mar 3, 2003 · Amount on File
Deed Document Number	0000217868
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND VA
Property Address	95 LAUREL LN, WARSAW, VA 22572-3569
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	NOT AVAILABLE, TIMOIS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000294
Date	Mar 31, 2021
Instrument	2021000294

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND VA
Property Address	95 LAUREL LN, WARSAW, VA 22572-3569
Transaction Type	Mortgage
Record Updated	Jul 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017000478
Date	Jun 22, 2017
Instrument	2017000478

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 95 Laurel Ln was $3,090.

Source: Richmond County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Richmond County
Unified School District	Richmond County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,090.00	$515,105 Land $30,280 Building $484,825	$515,105 Land $30,280 Building $484,825
2023	$2,279.00	$325,685 Land $28,600 Building $297,085	$325,685 Land $28,600 Building $297,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Laurel Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Laurel Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel Ln

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