95 Lapham St, Rochester, NY 14615 Property Records

Monroe County and Rochester City property record for 95 Lapham St, Rochester, NY 14615 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,194 sqft · built 1910
Lot Size0.099 acres (4,316 sqft)
OwnerIndividual Name on File
Last Sale$124,500 (Jul 2016)
Tax Bill$1,303 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Dec 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN015721-00.0

Property Details

APN / Parcel Number

Primary APN015721-00.0
Alternative APNs
  • 140009044000010520000000
  • 261400 090.44-1-52

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,194 sqft Living Area
1st Floor Area622 sqft
2nd Floor Area572 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,316 sqft (0.099 acres)
Lot Dimensions112 ft deep x 38.5 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area152 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number015721-00.0
Street Address95 LAPHAM ST
CityROCHESTER
StateNY
Zip14615-3013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0019.00 108 10 00000 16 & PT 7 C P EVANS & 20000 TR
Legal Block1
Legal Lot Number52.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group1
Census Block1002
Census Tract1900

Owner

Source: Monroe County and Rochester City records · APN 015721-00.0

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address95 LAPHAM ST, ROCHESTER, NY 14615-3013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Dec 13, 2019Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 22, 2016 · Amount on Record
Deed SaleJul 22, 2016 · Amount on Record
Prior SaleDec 10, 2013 · Amount on Record
Deed Document Number2016375
Deed Book / Page11729 / 570
Prior Transfer DateFeb 13, 2007
Prior Transfer Doc0000000088
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address95 LAPHAM ST, ROCHESTER, NY 14615-3013
Transaction TypeMortgage
Record UpdatedMay 05, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 LAPHAM ST, ROCHESTER, NY 14615-3013

Mortgage

Document Number0000000773
DateFeb 28, 2022
Book Page29765/538
Instrument202202280773
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueDec 01, 2051

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE NY
Property Address95 LAPHAM ST, ROCHESTER, NY 14615-3013
Document Number0000000274
Instrument DateDec 13, 2019
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 LAPHAM ST ROCHESTER NY 146153013, ROCHESTER, NY 14615-3013

Mortgage

Document Number0000000274
DateJan 31, 2020
Book Page028375/000463
Instrument274
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCOCONUT GROVE, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 30, 2050
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Monroe County and Rochester City records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,303.00$144,800 (+67.21%) Land $7,300 Building $137,500$144,800 (+38.78%) Land $7,300 Building $137,500
2023$86,600 Land $5,700 Building $80,900$104,337 Land $6,867 Building $97,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (36055C), updated May 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin Seneca Park East and West
listed 2003 · 24 contributing resources · NRIS 03000969

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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