95 Lake Dr W, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 95 Lake Dr W, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,225 sqft · built 1975
Lot Size	0.213 acres (9,278 sqft)
Owner	2 Individual Names on File
Last Sale	$402,500 (Jul 2012)
Tax Bill	$16,093 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-01720-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`14-01720-0000-00010`
Alternative APNs	`1400545000000039` `140172000010`

Interior

Building Area	2,225 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Colonial
Lot Area	9,278 sqft (0.213 acres)

Location & Zoning

Old Parcel Number	1400545000000039
Street Address	95 LAKE DR W
City	WAYNE
State	NJ
Zip	07470-5633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PACKANACK LAKE WEST SHORE
Legal Block	1720
Legal Lot Number	10
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3026
Census Tract	246202

Owner

95 Lake Dr W is owned and occupied by two individuals who bought it in July 2012.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 LAKE DR W, WAYNE, NJ 07470-5633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2012 · Amount on File
Deed Sale	Jul 23, 2012 · Amount on File
Deed Document Number	201235984
Deed Book / Page	2200 / 292
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	95 LAKE DR W, WAYNE, NJ 07470-5633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTMINISTER ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047753
Date	Sep 25, 2020
Book Page	M16456/52
Instrument	2020047753

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 95 Lake Dr W was $16,093, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,300 (-) Land $112,000 Building $156,300	$268,300 (-) Land $112,000 Building $156,300
2025	$16,093.00 (+0.88%)	$268,300 Land $112,000 Building $156,300	$268,300 Land $112,000 Building $156,300
2024	$15,953.00
2023		$268,300 Land $112,000 Building $156,300	$268,300 Land $112,000 Building $156,300
2022	$15,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Lake Dr W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Lake Dr W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300