95 Kirkley Cir, Forest, VA 24551 Property Records

Campbell County property record for 95 Kirkley Cir, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,018 sqft · built 1973
Lot Size	0.52 acres (22,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Jul 2025)
Tax Bill	$1,225 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11C-2-22`

Property Details

APN / Parcel Number

Primary APN	`11C-2-22`
Alternative APNs	`011C-02000-022-0` `000071300` `71300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,018 sqft Living Area
Basement Area	1,293 sqft
Finished Basement	1,293 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Lot Area	22,803 sqft (0.52 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	71300
Street Address	95 KIRKLEY CIR
City	FOREST
State	VA
Zip	24551-4165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	NOTTINGHAM FOREST - LOT 22 SEC 2
Legal Subdivision	AS SHOWN ON A PLAT ENTITLED PLAT OF
Legal Lot Number	22
Jurisdiction	CAMPBELL VA
Township / Civil Division	TIMBERLAKE
Census Block Group	3
Census Block	3004
Census Tract	20300

Owner

Source: Campbell County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1024 N YORK LN, LYNCHBURG, VA 24503-5033
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Deed, Transfer · FHA Mortgage EMM LOANS LLC
Oct 18, 2024	Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Oct 18, 2024 · Amount on Record
Deed Document Number	20253333
Record Updated	Sep 20, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMPBELL VA
Recording Date	Jul 1, 2025
Property Address	95 KIRKLEY CIR, FOREST, VA 24551-4165
Document Number	0250003333
Map Reference	MB 19 PG 159
Instrument Date	Jun 23, 2025
Instrument	250003333
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1024 N YORK LN, LYNCHBURG, VA 24503-5033

Mortgage

Document Number	0250003334
Date	Jul 1, 2025
Instrument	250003334

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL VA
Recording Date	Oct 18, 2024
Property Address	95 KIRKLEY CIR, FOREST, VA 24551-4165
Document Number	0240005169
Instrument Date	Oct 10, 2024
Instrument	240005169
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1492 HOOPER RD, FOREST, VA 24551-2261

Mortgage

Document Number	0240005170
Date	Oct 18, 2024
Instrument	240005170

Lender

Name	EMM LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 1, 2054

Interest

Rate Type	Fixed Rate
Rate	5.88%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Campbell County
Unified School District	Campbell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,225.00	$272,300 (-) Land $47,000 Building $225,300	$272,300 (-) Land $47,000 Building $225,300
2025	$1,225.00	$272,300 (-) Land $47,000 Building $225,300
2023	$1,225.00	$272,300 Land $47,000 Building $225,300	$272,300 Land $47,000 Building $225,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1989–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMPBELL COUNTY CENTRAL SYSTEM serves 21,761 people · EPA ID VA5031150
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	10 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Glo Fiber Cable	1,200 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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