Mineral County property record for 95 Joy Dr, Ridgeley, WV 26753
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1972 |
| Lot Size | 0.303 acres (13,199 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Oct 2007) |
| Tax Bill | $742 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-13H-0005.0000 |
| Primary APN | 04-13H-0005.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 2,080 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,199 sqft (0.303 acres) |
| Lot Dimensions | 120 ft deep x 110 ft wide |
| Terrain | Rolling |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 80 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 95 JOY DR |
|---|---|
| City | RIDGELEY |
| State | WV |
| Zip | 26753-7343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 1 LT 5 WS/JOY DR MORELAND KNOB EST SEC DR |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | MINERAL WV |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10300 |
95 Joy Dr is owned and occupied by an individual who bought it in October 2007.
Source: Mineral County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 95 JOY DR, RIDGELEY, WV 26753-7343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2007 · Amount on File |
| Deed Sale | Oct 11, 2007 · Amount on File |
| Deed Document Number | 200770707 |
| Deed Book / Page | 332 / 854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINERAL WV |
| Property Address | 95 JOY DR, RIDGELEY, WV 26753-7343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 582/283 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 582/283 |
| Instrument | 163339 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 95 Joy Dr was $742, up 3.5% from the year before.
Source: Mineral County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Mineral County |
| Unified School District | Mineral County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $742.00 (+3.49%) | $62,160 (+3.5%) Land $20,520 Building $41,640 | $103,600 (+3.5%) Land $34,200 Building $69,400 |
| 2025 | $717.00 | $60,060 Land $20,520 Building $39,540 | $100,100 Land $34,200 Building $65,900 |
| 2023 | $690.00 (-3.9%) | $57,840 (-3.89%) Land $20,520 Building $37,320 | $96,400 (-3.89%) Land $34,200 Building $62,200 |
| 2022 | $718.00 | $60,180 Land $20,520 Building $39,660 | $100,300 Land $34,200 Building $66,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Joy Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Most Recent Claim | May 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Joy Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PSD serves 6,747 people · EPA ID WV3302928 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2021 Sanitary survey deficiency not corrected Jul 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: SkyPacket.
5G (outdoors only) and 4G LTE
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