95 J St, Chula Vista, CA 91910 Property Records

San Diego County property record for 95 J St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,384 sqft · built 1952
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2019)
Tax Bill	$7,431 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`574-140-11-00`

Property Details

APN / Parcel Number

Primary APN	`574-140-11-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,384 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	6,900 sqft (0.158 acres)

Location & Zoning

Street Address	95 J ST
City	CHULA VISTA
State	CA
Zip	91910-6010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 11 TR 002775
Legal Subdivision	MILES & DALSETH
Legal Tract	002775
Legal Block	3
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3006
Census Tract	12900

Owner

95 J St is owned and occupied by two individuals who bought it in June 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 J ST, CHULA VISTA, CA 91910-6010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Line of Credit NMSI INC
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jun 11, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 8, 2019	Grant Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.
Oct 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2019 · Amount on File
Deed Sale	Jun 11, 2019 · Amount on File
Prior Sale	Jan 8, 2019 · Amount on File
Deed Document Number	2019226438
Prior Transfer Date	Apr 27, 2017
Prior Transfer Doc	0000202608
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	95 J ST, CHULA VISTA, CA 91910-6010
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 J ST, CHULA VISTA, CA 91910-6010

Mortgage

Document Number	0000254639
Date	Jun 17, 2022
Instrument	2022-0254639

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	95 J ST, CHULA VISTA, CA 91910-6010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000237822
Date	May 11, 2020
Instrument	2020-0237822

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 11, 2019
Property Address	95 J ST, CHULA VISTA, CA 91910-6010
Document Number	0000226438
Map Reference	MAP 2775
Instrument Date	May 20, 2019
Instrument	2019-0226438
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	GUARDIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	95 J ST, CHULA VISTA, CA 91910-6010

Mortgage

Document Number	0000226439
Date	Jun 11, 2019
Instrument	2019-0226439

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 8, 2019
Property Address	95 J ST, CHULA VISTA, CA 91910-6010
Document Number	0000007427
Instrument Date	Dec 6, 2018
Instrument	7427
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Amount	Amount on Record
Tax	$451.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	95 J ST CHULA VISTA CA 919106010, CHULA VISTA, CA 91910-6010

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2017
Property Address	95 J ST, CHULA VISTA, CA 91910-6010
Document Number	0000493418
Instrument Date	Sep 14, 2017
Instrument	493418
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	17250 TAMARA LN ROYAL OAKS CA 950769009, ROYAL OAKS, CA 95076-9009

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2017
Property Address	95 J ST, CHULA VISTA, CA 91910-6010
Document Number	0000493417
Instrument Date	Sep 14, 2017
Instrument	493417
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	17250 TAMARA LN ROYAL OAKS CA 950769009, ROYAL OAKS, CA 95076-9009

Tax Assessment & Valuation

The 2025 property tax bill for 95 J St was $7,431 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$719,868 (+14.31%) Land $375,481 Building $344,387
2025	$7,431.00 Homeowner's exemption	$629,754 Land $368,119 Building $261,635
2023	$6,256.00 (+3%) Homeowner's exemption	$536,097 Land $353,825 Building $182,272
2022	$6,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 95 J St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 95 J St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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