Berkeley County property record for 95 Irwin Ct, Hedgesville, WV 25427
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,074 sqft · built 2020 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,000 (May 2020) |
| Tax Bill | $1,844 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-22J-0114.0000 |
| Primary APN | 04-22J-0114.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,074 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| Basement Area | 882 sqft |
| Finished Basement | 882 sqft |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07237024 |
|---|---|
| Street Address | 95 IRWIN CT |
| City | HEDGESVILLE |
| State | WV |
| Zip | 25427-4401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .43 AC LOT 235 PHASE 3 FORT HILL FARMS |
| Legal Subdivision | FORT HILL FARMS SUB PH 3 |
| Legal Lot Number | 235 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | VALLEY |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 971205 |
Source: Berkeley County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 95 IRWIN CT, HEDGESVILLE, WV 25427-4401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES |
| May 20, 2020 | Deed, Transfer · VA Mortgage SIERRA PACIFIC HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2020 · Amount on Record |
| Deed Sale | May 20, 2020 · Amount on Record |
| Deed Document Number | 20200013796 |
| Deed Book / Page | 1286 / 550 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 95 IRWIN CT, HEDGESVILLE, WV 25427-4401 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003686/406 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 3686/406 |
| Instrument | 20210013742 |
| Name | LOW VA RATES |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | May 20, 2020 |
| Property Address | 95 IRWIN CT, HEDGESVILLE, WV 25427-4401 |
| Document Number | 001286/550 |
| Book / Page | 1286 / 550 |
| Map Reference | PC 11 SL 163 |
| Instrument Date | May 18, 2020 |
| Instrument | 20200013796 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,686.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 IRWIN CT, HEDGESVILLE, WV 25427-4401 |
| Document Number | 003500/260 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 3500/260 |
| Instrument | 20200013797 |
| Name | SIERRA PACIFIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,844.00 (+6.34%) | $151,680 (+10.54%) Land $43,200 Building $108,480 | $252,800 (+10.54%) Land $72,000 Building $180,800 |
| 2023 | $1,734.00 | $137,220 Land $30,000 Building $107,220 | $228,700 Land $50,000 Building $178,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2018–2025) |
| Most Recent Claim | May 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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