95 Irving St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 95 Irving St, Winchester, MA 01890

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,490 sqft · built 2017
Owner	2 Trust Names on File
Last Sale	$849,000 (Aug 2017)
Tax Bill	$13,172 (2026)
Deeds & Mortgages	Aug 2020 Line of Credit Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`WINC M:011 B:0306 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:011 B:0306 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,490 sqft Living Area
Gross Area	3,118 sqft
Basement Area	499 sqft
Finished Basement	499 sqft
Unfinished Basement	499 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	95 IRVING ST
City	WINCHESTER
State	MA
Zip	01890-1248
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RG
Legal Block	306
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2000
Census Tract	338100

Owner

95 Irving St, a condominium, is owner-occupied and held in a trust since July 2019.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	95 IRVING ST, WINCHESTER, MA 01890-1248
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Jul 18, 2019	Condominium Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2017 · Amount on File
Deed Sale	Aug 22, 2017 · Amount on File
Prior Sale	Dec 29, 2016 · Amount on File
Deed Book / Page	69811 / 169
Last Transfer Date	Jul 3, 2019
Transfer Doc	072945-361
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	95 IRVING ST, WINCHESTER, MA 01890-1248
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75299-80
Date	Aug 5, 2020
Book Page	75299/80
Instrument	130949

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2060

Interest

Rate Type	Adjustable Rate

July 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jul 18, 2019
Property Address	95 IRVING ST, WINCHESTER, MA 01890-1248
Document Number	72945-361
Book / Page	072945 / 000361
Instrument Date	Jul 3, 2019
Instrument	102449
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95-97 IRVING ST #95 WINCHESTER MA 018901248, 95, WINCHESTER, MA 01890-1248

Tax Assessment & Valuation

The 2026 property tax bill for 95 Irving St was $13,172, up 10,271.7% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,172.00 (+10,271.65%)	$1,188,800 (+3.42%) Building $1,188,800	$1,299,442 (+46.4%)
2025	$127.00 (-98.99%)	$1,149,500 (+3.83%) Building $1,149,500	$887,585
2024	$12,543.00	$1,107,100 Building $1,107,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Irving St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1978–2023)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, Mar 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Irving St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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