95 Hopkinton Rd, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 95 Hopkinton Rd, Upton, MA 01568

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,824 sqft · built 1980
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (May 2017)
Tax Bill	$9,126 (2026)
Deeds & Mortgages	Apr 2026 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`UPTO M:012 L:088`

Property Details

APN / Parcel Number

Primary APN	`UPTO M:012 L:088`
Alternative APNs	`M:012 B:L:088` `513`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
Gross Area	7,476 sqft
1st Floor Area	1,564 sqft
Basement Area	1,564 sqft
Unfinished Basement	664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	117,612 sqft (2.7 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	95 HOPKINTON RD
City	UPTON
State	MA
Zip	01568-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	88
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	1
Census Block	1018
Census Tract	743100

Owner

95 Hopkinton Rd is owned and occupied by two individuals who bought it in May 2017.

Source: Worcester County and Upton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 HOPKINTON RD, UPTON, MA 01568-1000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage
May 5, 2017	Quit Claim Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2017 · Amount on File
Deed Sale	May 5, 2017 · Amount on File
Prior Sale	May 17, 2013 · Amount on File
Deed Document Number	201745584
Deed Book / Page	57076 / 40
Transfer Doc	0057076-40
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Recording Date	Apr 21, 2026
Property Address	95 HOPKINTON RD, UPTON, MA 01568-1000
Document Number	073465-215
Book / Page	73465 / 215
Instrument Date	Apr 16, 2026
Instrument	202630097
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 HOPKINTON RD, UPTON, MA 01568-1000

Mortgage

Document Number	0000030097,
Date	Apr 21, 2026
Book Page	73465/215
Instrument	202630097

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.54%
Max Rate	-1%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	May 5, 2017
Property Address	95 HOPKINTON RD, UPTON, MA 01568-1000
Document Number	57076-40
Book / Page	057076 / 000040
Instrument Date	Apr 26, 2017
Instrument	45584
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,097.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	95 HOPKINTON RD UPTON MA 01568, UPTON, MA 01568

Mortgage

Document Number	57076-43
Date	May 5, 2017
Book Page	057076/000043
Instrument	45585

Lender

Name	USAA

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 4, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 95 Hopkinton Rd was $9,126, up 2.6% from the year before.

Source: Worcester County and Upton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,126.00 (+2.59%)	$697,700 (+3.13%) Land $306,400 Building $391,300	$727,088 (+6.94%)
2025	$8,896.00 (+3.56%)	$676,500 (+7.74%) Land $306,400 Building $370,100	$679,915 (+8.62%)
2024	$8,590.00 (+16.97%)	$627,900 (+18.58%) Land $298,400 Building $329,500	$625,955
2023	$7,344.00	$529,500 Land $250,400 Building $279,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Hopkinton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Hopkinton Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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