95 Homestead Rd, Cotopaxi, CO 81223 Property Records

Fremont County property record for 95 Homestead Rd, Cotopaxi, CO 81223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1997
Lot Size	10.4 acres (454,331 sqft)
Owner	Individual Name on File
Tax Bill	$954 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R026779`

Property Details

APN / Parcel Number

Primary APN	`R026779`
Alternative APN	`77079507`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	3,787 sqft
1st Floor Area	1,848 sqft
Basement Area	1,323 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modular
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	454,331 sqft (10.4 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Patio Area	528 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R026779
Street Address	95 HOMESTEAD RD
State	CO
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 2 SPRUCE BASIN FIL #2 REF MANUF #93000-04-997
Legal Subdivision	SPRUCE BASIN
Legal Block	2
Legal Lot Number	7
Jurisdiction	FREMONT CO
Township / Civil Division	COTOPAXI
Census Block Group	2
Census Block	2000
Census Tract	979001

Owner

Source: Fremont County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5150 730TH AVE, GRACEVILLE, MN 56240-3103
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Feb 6, 2023
Property Address	95 HOMESTEAD RD, COTOPAXI, CO 81223
Document Number	0001024372
Instrument Date	Feb 1, 2023
Instrument	1024372
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$31.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5150 730TH AVE, GRACEVILLE, MN 56240-3103

Mortgage

Document Number	0001024373
Date	Feb 6, 2023
Instrument	1024373

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$954.00 (+13.44%)	$21,560 (-15.58%)	$344,946 (-9.5%)
2024	$841.00 (-1.87%)	$25,539 (+22.75%)
2023	$857.00 (+8.62%)	$20,805 (+1.34%)	$381,175 (+29.05%)
2022	$789.00	$20,529	$295,381

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 85% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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