95 Highpointe Cv, Atoka, TN 38004 Property Records

Tipton County property record for 95 Highpointe Cv, Atoka, TN 38004

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,025 sqft · built 2005
Lot Size	0.38 acres (16,553 sqft)
Owner	Owner Name on File
Last Sale	$360,000 (Nov 2009)
Tax Bill	$3,965 (2022)
Deeds & Mortgages	Nov 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`084111N A 01300`

Property Details

APN / Parcel Number

Primary APN	`084111N A 01300`
Alternative APN	`111N A 01300`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	4,025 sqft Living Area
1st Floor Area	2,581 sqft
Upper Floors Area	1,444 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	713 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	95 HIGHPOINTE CV
City	ATOKA
State	TN
Zip	38004-5146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: T14
Legal Subdivision	LOCHMEADE SEC A
Legal Lot Number	25
Jurisdiction	TIPTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2000
Census Tract	40302

Owner

The current owner of 95 Highpointe Cv acquired it in December 2009.

Source: Tipton County records, as of January 19, 2026

Owner of Record	Owner Name on File
Mailing Address	95 HIGHPOINTE CV, ATOKA, TN 38004-5146
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Nov 30, 2009 · Amount on File
Deed Sale	Nov 30, 2009 · Amount on File
Deed Document Number	0001459713
Deed Book / Page	1459 / 713
Last Transfer Date	Dec 2, 2009
Transfer Doc	1459713
Record Updated	Jun 8, 2026

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPTON TN
Property Address	95 HIGHPOINTE CV, ATOKA, TN 38004-5146
Document Number	183064
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	95 HIGHPOINTE CV ATOKA TN 380045146, ATOKA, TN 38004-5146

Mortgage

Document Number	183064
Date	Jan 31, 2020
Book Page	001830/000064
Instrument	230267

Lender

Name	NEW RESID'L MTG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	468 Months
Due	Jan 30, 2059

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Atoka Town
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$173,925 Land $20,275 Building $153,650
2023		$173,925 Land $20,275 Building $153,650
2022	$3,965.00
2020			$695,700 Land $81,100 Building $614,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 95 Highpointe Cv in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2010–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Highpointe Cv is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATOKA WATER SYSTEM serves 9,197 people · EPA ID TN0000033
Water Source	Purchased groundwater from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Cable · Fiber in parts of the area	2,000 / 75
Aeneas Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20