95 High Trails Dr, Durango, CO 81301 Property Records

La Plata County property record for 95 High Trails Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,549 sqft · built 1977
Lot Size	0.858 acres (37,374 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Jul 2024)
Tax Bill	$1,837 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5595-361-05-046`

Property Details

APN / Parcel Number

Primary APN	`5595-361-05-046`
Alternative APN	`R433577`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,549 sqft Living Area
Gross Area	2,033 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Lot Area	37,374 sqft (0.858 acres)
Garage Type	Attached
Garage Area	484 sqft
Pool Type	Spa / Hot Tub (No Pool)
Patio Area	577 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R433577
Street Address	95 HIGH TRAILS DR
City	DURANGO
State	CO
Zip	81301-8336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: SILVER SPRUCE S/D LOT: 14 LS 435111 95 HIGH TRAILS DR DURANGO 81301
Legal Subdivision	SILVER SPRUCE S/D
Legal Block	2
Legal Lot Number	14
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2029
Census Tract	970706

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 HIGH TRAILS DR, DURANGO, CO 81301-8336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2017	Deed of Trust, Mortgage ALPINE BANK
Sep 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FLANAGAN STATE BANK
Aug 28, 2018	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
May 25, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024 · Amount on Record
Deed Sale	Jul 1, 2024 · Amount on Record
Prior Sale	Sep 27, 2022 · Amount on Record
Deed Document Number	20241233646
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	0001177924
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	95 HIGH TRAILS DR, DURANGO, CO 81301-8336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001133833
Date	Sep 21, 2017
Instrument	1133833

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 9, 2027

Interest

Rate Type	Adjustable Rate

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Sep 21, 2020
Property Address	95 HIGH TRAILS DR, DURANGO, CO 81301-8336
Document Number	0001177924
Map Reference	DOC 388497
Instrument Date	Sep 11, 2020
Instrument	1177924
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	95 HIGH TRAILS DR, DURANGO, CO 81301-8336

Mortgage

Document Number	0001177925
Date	Sep 21, 2020
Instrument	1177925

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 28, 2018
Property Address	95 HIGH TRAILS DR, DURANGO, CO 81301-8336
Document Number	0001147280
Map Reference	DOC388497
Instrument Date	Aug 27, 2018
Instrument	1147280
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	95 HIGH TRAILS DR, DURANGO, CO 81301-8336

Mortgage

Document Number	0001147281
Date	Aug 28, 2018
Instrument	1147281

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	95 HIGH TRAILS DR, DURANGO, CO 81301-8336
Document Number	0001143720
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 HIGH TRAILS DR DURANGO CO 813018336, DURANGO, CO 81301-8336

Mortgage

Document Number	0001143720
Date	May 31, 2018
Instrument	1143720

Lender

Name	BANK OF CO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 30, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,650 (-2.08%) Land $4,360 Building $26,290	$500,860 (-) Land $71,250 Building $429,610
2025	$1,837.00 (+24.46%)	$31,300 (+17.94%) Land $4,450 Building $26,850	$500,860 (+26.46%) Land $71,250 Building $429,610
2024	$1,476.00 (+20.1%)
2023	$1,229.00 (+9.15%)	$26,540 (+10.77%) Land $3,460 Building $23,080	$396,060 (+14.87%) Land $51,590 Building $344,470
2022	$1,126.00	$23,960 Land $4,430 Building $19,530	$344,800 Land $63,750 Building $281,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 92% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORREST GROVES ESTATES private · serves 92 people · EPA ID CO0134330
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

May also be available: Visionary Broadband.

Cell Coverage

No cell data coverage reported

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