Cranston City property record for 95 Harmon Ave, Cranston, RI 02910
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,595 sqft · built 1920 |
| Lot Size | 0.214 acres (9,329 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Sep 2026) |
| Tax Bill | $5,026 (2025) |
| Deeds & Mortgages | Sep 2026 Second Mortgage Sep 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CRAN M:7-5 L:1791 U |
| Primary APN | CRAN M:7-5 L:1791 U |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,595 sqft Living Area |
| Gross Area | 3,104 sqft |
| 1st Floor Area | 1,035 sqft |
| Attic | Attic |
| Attic Area | 280 sqft |
| Basement Area | 1,035 sqft |
| Unfinished Basement | 895 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,329 sqft (0.214 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 14331763 |
|---|---|
| Street Address | 95 HARMON AVE |
| City | CRANSTON |
| State | RI |
| Zip | 02910-2431 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | A6 |
| Legal Lot Number | 1791 |
| Jurisdiction | CRANSTON RI |
| Township / Civil Division | CRANSTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 14000 |
95 Harmon Ave, a duplex, is owned and occupied by an individual who bought it in September 2026.
Source: Cranston City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 95 HARMON AVE, CRANSTON, RI 02910-2431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RHODE ISLAND MORTGAGE FINANCIAL CORPORATION |
| Sep 17, 2026 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Sep 17, 2026 | Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2026 · Amount on File |
| Deed Sale | Sep 17, 2026 · Amount on File |
| Deed Document Number | 202689510 |
| Deed Book / Page | 7158 / 306 |
| Prior Transfer Date | Oct 9, 2024 |
| Prior Transfer Doc | 006855-262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Recording Date | Sep 17, 2026 |
| Property Address | 95 HARMON AVE, CRANSTON, RI 02910-2431 |
| Document Number | 0000089530 |
| Book / Page | 7158 / 331 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 202689530 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 95 HARMON AVE, CRANSTON, RI 02910-2431 |
| Document Number | 0000089530, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 7158/331 |
| Instrument | 202689530 |
| Name | RHODE ISLAND MORTGAGE FINANCIAL CORPORATION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Recording Date | Sep 17, 2026 |
| Property Address | 95 HARMON AVE, CRANSTON, RI 02910-2431 |
| Document Number | 0000089520 |
| Book / Page | 7158 / 308 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202689520 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 95 HARMON AVE, CRANSTON, RI 02910-2431 |
| Document Number | 0000089520, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 7158/308 |
| Instrument | 202689520 |
| Name | LOANDEPOT.COM LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CRANSTON RI |
| Recording Date | Sep 17, 2026 |
| Property Address | 95 HARMON AVE, CRANSTON, RI 02910-2431 |
| Document Number | 0000089510 |
| Book / Page | 7158 / 306 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202689510 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 HARMON AVE, CRANSTON, RI 02910-2431 |
| Date | Sep 17, 2026 |
|---|
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 95 Harmon Ave was $5,026.
Source: Cranston City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Cranston City |
| Unified School District | Cranston School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,026.00 | $362,100 Land $104,900 Building $257,200 | $481,293 |
| 2023 | $4,440.00 (+2.12%) | $234,900 (-) Land $72,400 Building $162,500 | |
| 2022 | $4,348.00 | $234,900 Land $72,400 Building $162,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 95 Harmon Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 95 Harmon Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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