95 Hamilton Ave, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 95 Hamilton Ave, Lodi, NJ 07644

Property Summary

Property TypeSingle Family Home
Details1,008 sqft · built 1925
Lot Size0.057 acres (2,500 sqft)
OwnerIndividual Name on File
Last Sale$173,000 (Jun 2014)
Tax Bill$6,931 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN31-00247-0000-00004

Property Details

APN / Parcel Number

Primary APN31-00247-0000-00004
Alternative APNs
  • 310024700004
  • 442300

Interior

Stories2 Stories
Building Area1,008 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Construction TypeFrame
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide

Location & Zoning

Account Number442300
Street Address95 HAMILTON AVE
CityLODI
StateNJ
Zip07644-1409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description25X100
Legal SubdivisionLODI PARK
Legal Block247
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionLODI
Census Block Group1
Census Block1007
Census Tract30202

Owner

95 Hamilton Ave is owned and occupied by an individual who bought it in June 2014.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address95 HAMILTON AVE, LODI, NJ 07644-1409
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2014 · Amount on File
Deed SaleJun 10, 2014 · Amount on File
Deed Document Number20143721201
Deed Book / Page1684 / 1670
Prior Transfer DateDec 5, 2013
Prior Transfer Doc0016841663
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address95 HAMILTON AVE, LODI, NJ 07644-1409
Document Number0034770085
Instrument DateJan 3, 2020
Transaction TypeMortgage
Record UpdatedMar 24, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 HAMILTON AVE LODI NJ 076441409, LODI, NJ 07644-1409

Mortgage

Document Number0034770085
DateJan 27, 2020
Book Page003477/000085
Instrument20008474
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 26, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 95 Hamilton Ave was $6,931, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityLodi Borough
Unified School DistrictLodi Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$195,800 (-) Land $126,000 Building $69,800$195,800 (-) Land $126,000 Building $69,800
2025$6,931.00 (+5.61%)$195,800 Land $126,000 Building $69,800$195,800 Land $126,000 Building $69,800
2024$6,563.00
2023$195,800 Land $126,000 Building $69,800$195,800 Land $126,000 Building $69,800
2022$6,390.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Hamilton Ave in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims22 (1999–2024)
Claims Outside the SFHA1 of 22
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 6 claims
  • Hurricane Irene, Aug 2011 · 3 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 95 Hamilton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WC LODI WD
serves 24,136 people · EPA ID NJ0231001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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