95 Griffith Way, Owings, MD 20736 Property Records

Calvert County property record for 95 Griffith Way, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,042 sqft · built 1994
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$592,800 (Aug 2026)
Tax Bill	$4,471 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-118908`

Property Details

APN / Parcel Number

Primary APN	`03-118908`
Alternative APNs	`3118908` `118908`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,042 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	102 sqft
Deck Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	118908
Street Address	95 GRIFFITH WAY
City	OWINGS
State	MD
Zip	20736-8731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 4R GRACE BRETHREN CHR PROP
Legal Subdivision	GRACE BRETHREN
Legal Lot Number	4R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1002
Census Tract	860300

Owner

95 Griffith Way is owned and occupied by two individuals who bought it in August 2026.

Source: Calvert County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 GRIFFITH WAY, OWINGS, MD 20736-8731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE
Feb 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2026 · Amount on File
Deed Sale	Aug 6, 2026 · Amount on File
Prior Sale	Feb 25, 2022 · Amount on File
Deed Book / Page	6943 / 218
Prior Transfer Date	Feb 17, 2022
Prior Transfer Doc	0062270155
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 6, 2026
Property Address	95 GRIFFITH WAY, OWINGS, MD 20736-8731
Document Number	6943000218
Book / Page	6943 / 218
Instrument Date	Jul 17, 2026
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	TITLESMART, TITLEMAX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598,728.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	95 GRIFFITH WAY, OWINGS, MD 20736-8731

Mortgage

Document Number	6943000223,
Date	Aug 6, 2026
Book Page	6943/223

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Feb 25, 2022
Property Address	95 GRIFFITH WAY, OWINGS, MD 20736-8731
Document Number	0062270155
Book / Page	6227 / 155
Map Reference	LB ABE 3 FO 308
Instrument Date	Feb 17, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	WORLDWIDE SETTLEMENTS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	95 GRIFFITH WAY, OWINGS, MD 20736-8731

Mortgage

Document Number	0006227159
Date	Feb 25, 2022
Instrument	6227/159

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 95 Griffith Way was $4,471 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,633 (+3%)	$429,300 (+9.01%) Land $170,000 Building $259,300
2025	$4,471.00 Homeowner's exemption	$393,800 Land $170,000 Building $223,800	$393,800 Land $170,000 Building $223,800
2023	$3,684.00 Homeowner's exemption	$354,667	$393,800 Land $170,000 Building $223,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Griffith Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1999–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Griffith Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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