95 Grand Ave, Warwick, RI 02889 Property Records

Warwick City property record for 95 Grand Ave, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,337 sqft · built 1882
Lot Size0.408 acres (17,779 sqft)
Owner2 Individual Names on Record
Last Sale$499,000 (Apr 2008)
Tax Bill$8,339 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Aug 2023 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN37701280000

Property Details

APN / Parcel Number

Primary APN37701280000
Alternative APNs
  • WARW M:377 B:0128 L:0000
  • 100043443

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,337 sqft Living Area
Gross Area4,803 sqft
1st Floor Area1,140 sqft
AtticAttic
Attic Area780 sqft
Basement Area780 sqft
Unfinished Basement780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1882
Effective Year BuiltEffective 1966
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,779 sqft (0.408 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number100043443
Street Address95 GRAND AVE
CityWARWICK
StateRI
Zip02889-5808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA10
Legal Block128
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1005
Census Tract21600

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address95 GRAND AVE, WARWICK, RI 02889-5808
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Aug 10, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Dec 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Sep 16, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
PAWTUCKET CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2008 · Amount on Record
Deed SaleApr 28, 2008 · Amount on Record
Prior SaleDec 3, 2004 · Amount on Record
Deed Book / Page6835 / 147
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Recording DateApr 8, 2026
Property Address95 GRAND AVE, WARWICK, RI 02889-5808
Document Number010868-297
Book / Page10868 / 297
Instrument DateApr 1, 2026
Instrument20263633
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 GRAND AVE, WARWICK, RI 02889-5808

Mortgage

Document Number0000003633,
DateApr 8, 2026
Book Page10868/297
Instrument20263633
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 1, 2051
Interest
Rate6%
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address95 GRAND AVE, WARWICK, RI 02889-5808
Transaction TypeMortgage
Record UpdatedSep 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00010367-1
DateAug 10, 2023
Book Page10367/1
Instrument8289
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueSep 1, 2048

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address95 GRAND AVE, WARWICK, RI 02889-5808
Transaction TypeMortgage
Record UpdatedJan 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010048-142
DateDec 30, 2021
Book Page10048/142
Instrument25899
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term289 Months
DueJan 1, 2046

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address95 GRAND AVE, WARWICK, RI 02889-5808
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9610-286
DateSep 16, 2020
Book Page9610/286
Instrument13685
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 1, 2040

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,339.00 (+9.81%)$656,600 (+22.68%) Land $156,900 Building $499,700
2024$444,790
2023$7,594.00 (+3.83%)$535,200 (+37.06%) Land $144,400 Building $390,800
2022$7,314.00$390,500 Land $93,600 Building $296,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims12 (1985–2012)
Claims Outside the SFHA10 of 12
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Hurricane Bob, Aug 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880

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