95 Gem Dr, Manchester, NH 03103 Property Records

Hillsborough County and Manchester City property record for 95 Gem Dr, Manchester, NH 03103

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1981
Lot Size0.344 acres (14,989 sqft)
OwnerIndividual Name on Record
Last Sale$35,100 (Mar 1994)
Tax Bill$5,725 (2024)
Deeds & MortgagesApr 2021 Refinance
Flood ZoneZone X (minimal risk)
APN11588703

Property Details

APN / Parcel Number

Primary APN11588703
Alternative APN
  • MNCH M:0275 B:000 L:0020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area2,816 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,989 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number11588703
Street Address95 GEM DR
CityMANCHESTER
StateNH
Zip03103-6002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number20
JurisdictionMANCHESTER CITY NH
Township / Civil DivisionMANCHESTER
Census Block Group3
Census Block3012
Census Tract2600

Owner

Source: Hillsborough County and Manchester City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address95 GEM DR, MANCHESTER, NH 03103-6002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 1994 · Amount on Record
Deed SaleMar 24, 1994 · Amount on Record
Deed Book / Page5543 / 1502
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANCHESTER CITY NH
Property Address95 GEM DR, MANCHESTER, NH 03103-6002
Transaction TypeMortgage
Record UpdatedMay 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9456-2325
DateApr 19, 2021
Book Page9456/2325
Instrument210026660
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueMay 1, 2031

Tax Assessment & Valuation

Source: Hillsborough County and Manchester City assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyHillsborough County
MunicipalityManchester City
Unified School DistrictManchester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$5,725.00 (+3.81%)$292,400 (-) Land $93,200 Building $199,200
2023$5,515.00 (+3.41%)$292,400 (-) Land $93,200 Building $199,200$312,835
2022$5,333.00$292,400 Land $93,200 Building $199,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1978–2023)
Claims Outside the SFHA2 of 4
Most Recent ClaimJul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANCHESTER WATER WORKS
serves 123,500 people · EPA ID NH1471010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Fidium Fiber.

Nearby Properties on Gem Dr

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