95 Freeman Rd, Oxford, CT 06478 Property Records

Oxford Town property record for 95 Freeman Rd, Oxford, CT 06478

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,957 sqft · built 1930
Lot Size	9.2 acres (400,752 sqft)
Owner	2 Individual Names on File
Last Sale	$449,900 (Apr 2009)
Tax Bill	$12,158 (2026)
Deeds & Mortgages	Jan 2025 Refinance Oct 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M0225600`

Property Details

APN / Parcel Number

Primary APN	`M0225600`
Alternative APNs	`OXFO M:12 B:50 L:6-95` `OXFD M:12 B:50 L:6-95`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,957 sqft Living Area
Basement Area	1,069 sqft
Unfinished Basement	1,069 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Construction Type	Frame
Lot Area	400,752 sqft (9.2 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	M0225600
Street Address	95 FREEMAN RD
City	OXFORD
State	CT
Zip	06478-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	50
Legal Lot Number	6-95
Jurisdiction	OXFORD CT
Township / Civil Division	OXFORD
Census Block Group	4
Census Block	4012
Census Tract	346102

Owner

95 Freeman Rd is owned and occupied by two individuals who acquired it in August 2023.

Source: Oxford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 FREEMAN RD, OXFORD, CT 06478-1731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance US SMALL BUSINESS ADMINISTRATION
Oct 10, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Aug 30, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2009 · Amount on File
Deed Sale	Apr 27, 2009 · Amount on File
Prior Sale	Mar 17, 2003 · Amount on File
Deed Book / Page	346 / 391
Last Transfer Date	Aug 30, 2023
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	95 FREEMAN RD, OXFORD, CT 06478-1731
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000476-816
Date	Jan 21, 2025
Book Page	476/816
Instrument	1283700009

Lender

Name	US SMALL BUSINESS ADMINISTRATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	95 FREEMAN RD, OXFORD, CT 06478-1731
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000469-188
Date	Oct 10, 2023
Book Page	469/188

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD CT
Recording Date	Aug 30, 2023
Property Address	95 FREEMAN RD, OXFORD, CT 06478-1731
Document Number	000468-379
Book / Page	468 / 379
Instrument Date	Aug 30, 2023
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 FREEMAN RD, OXFORD, CT 06478-1731

Tax Assessment & Valuation

The 2026 property tax bill for 95 Freeman Rd was $12,158, up 2.7% from the year before.

Source: Oxford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,158.00 (+2.69%)	$591,640 (-) Land $113,470 Building $478,170	$706,246 (+70.53%)
2025	$11,839.00	$591,640 Land $113,470 Building $478,170	$414,148 Land $79,429 Building $334,719
2024	$11,839.00 (+14.79%)
2023	$10,314.00	$420,800 Land $119,600 Building $301,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Freeman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Freeman Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Freeman Rd

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