95 Frances Dr, Clark, NJ 07066 Property Records

Union County and Clark Township property record for 95 Frances Dr, Clark, NJ 07066

Property Summary

Property Type	Single Family Home
Details	3,907 sqft · built 1962
Lot Size	0.413 acres (17,999 sqft)
Owner	Individual Name on File
Tax Bill	$18,472 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-00052-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`02-00052-0000-00031`
Alternative APNs	`020005200031` `3585 SF`

Interior

Stories	2 Stories
Building Area	3,907 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Construction Type	Brick
Lot Area	17,999 sqft (0.413 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	95 FRANCES DR
City	CLARK
State	NJ
Zip	07066-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R150
Legal Subdivision	LAKE SHORE ESTATES
Legal Block	52
Legal Lot Number	31
Jurisdiction	UNION NJ
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2010
Census Tract	36301

Owner

95 Frances Dr is owned and occupied by an individual who acquired it in March 2006.

Source: Union County and Clark Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	95 FRANCES DR, CLARK, NJ 07066-1717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2006
Deed Sale	Mar 16, 2006
Prior Sale	Sep 17, 1993 · Amount on File
Deed Book / Page	5570 / 63
Prior Transfer Date	Dec 25, 2004
Prior Transfer Doc	0055700063
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	95 FRANCES DR, CLARK, NJ 07066-1717
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150600445
Date	Sep 20, 2021
Book Page	15060/445
Instrument	21214

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 95 Frances Dr was $18,472, up 2.5% from the year before.

Source: Union County and Clark Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Clark Township
Unified School District	Clark Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$814,100 (-) Land $288,300 Building $525,800	$814,100 (-) Land $288,300 Building $525,800
2025	$18,472.00 (+2.49%)	$814,100 Land $288,300 Building $525,800	$814,100 Land $288,300 Building $525,800
2024	$18,024.00
2023		$814,100 Land $288,300 Building $525,800	$814,100 Land $288,300 Building $525,800
2022	$17,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Frances Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1983–2025)
Claims Outside the SFHA	8 of 12
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Frances Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20