95 Ford Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 95 Ford Rd, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 1957
Lot Size	0.376 acres (16,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Nov 2021)
Tax Bill	$16,909 (2025)
Deeds & Mortgages	Nov 2021 Sale Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`187-532-004-000`

Property Details

APN / Parcel Number

Primary APN	`187-532-004-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	16,380 sqft (0.376 acres)
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	95 FORD RD
City	CARMEL VALLEY
State	CA
Zip	93924-9649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 197 ADD NO 3 TO AIRWAY RCHO L 1 BLK 1
Legal Subdivision	ADD
Legal Tract	197
Legal Block	1
Legal Lot Number	1
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	1
Census Block	1012
Census Tract	11001

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1024, CARMEL VALLEY, CA 93924-1024
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Feb 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Jan 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Prior Sale	May 4, 2007 · Amount on Record
Deed Document Number	202174751
Prior Transfer Date	Dec 19, 2019
Prior Transfer Doc	0000000740
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 2, 2021
Property Address	95 FORD RD, CARMEL VALLEY, CA 93924-9649
Document Number	0000074751
Map Reference	MB 5 PG 67
Instrument Date	Oct 19, 2021
Instrument	2021074751
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 1024, CARMEL VALLEY, CA 93924-1024

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	95 FORD RD, CARMEL VALLEY, CA 93924-9649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006494
Date	Feb 15, 2018
Instrument	2018006494

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 7, 2020
Property Address	95 FORD RD, CARMEL VALLEY, CA 93924-9649
Document Number	0000000740
Instrument Date	Dec 19, 2019
Instrument	740
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	316 MID VALLEY CTR #138 CARMEL CA 939238516, 138, CARMEL, CA 93923-8516

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,623,646 (+2%) Land $1,190,674 Building $432,972
2025	$16,909.00 (+3.02%)	$1,591,811 (+4.04%) Land $1,167,328 Building $424,483
2023	$16,413.00 (+3.37%)	$1,530,000 Land $1,122,000 Building $408,000
2022	$15,878.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	20 (1998–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 9 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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