Essex County and Lawrence City property record for 95 Exchange St, Lawrence, MA 01841
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1 ba · 2,312 sqft · built 1955 |
| Lot Size | 0.073 acres (3,200 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $55,000 (Nov 2012) |
| Tax Bill | $4,959 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 171 0000 0060 A |
| Primary APN | 171 0000 0060 A |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,312 sqft Total Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 3,200 sqft (0.073 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 171 0000 0060 A |
|---|---|
| Street Address | 95 EXCHANGE ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01841 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | B3 |
| Legal Lot Number | 60 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 250400 |
95 Exchange St, a commercial property, is held in a trust since November 2012.
Source: Essex County and Lawrence City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 571038, ORLANDO, FL 32857-1038 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2012 · Amount on File |
| Deed Sale | Nov 2, 2012 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 95 Exchange St was $4,959, up 1.1% from the year before.
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,959.00 (+1.12%) | $274,600 (+3.08%) Land $172,400 Building $102,200 |
| 2025 | $4,904.00 (+1.07%) | $266,400 (+6.35%) Land $164,200 Building $102,200 |
| 2024 | $4,852.00 (+12.68%) | $250,500 (+22.97%) Land $140,500 Building $110,000 |
| 2023 | $4,306.00 | $203,700 Land $117,400 Building $86,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 95 Exchange St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 67 (1984–2020) |
| Claims Outside the SFHA | 13 of 67 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 95 Exchange St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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