Butte County property record for 95 Elsa Ln, Oroville, CA 95966
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,804 sqft · built 1991 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,356 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-300-022-000 |
| Primary APN | 072-300-022-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,804 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 217,800 sqft |
| Cooling System | None |
|---|
| Old Parcel Number | 072-300-022 |
|---|---|
| Street Address | 95 ELSA LN |
| City | OROVILLE |
| State | CA |
| Zip | 95966-8722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U |
| Legal Description | 95 ELSA LANE |
| Legal Subdivision | PARK ESTATES UN 03 |
| Legal Lot Number | 92 |
| Jurisdiction | BUTTE CA |
| Township / Civil Division | FEATHER FALLS |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 2402 |
95 Elsa Ln is owned and occupied by two individuals.
Source: Butte County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 ELSA LN, OROVILLE, CA 95966-8722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 95 ELSA LN, OROVILLE, CA 95966-8722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MID VALLEY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000006554 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 2019-0006554 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Butte County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Elementary School District | Oroville City Elementary School District (KG - 08) |
| Secondary School District | Oroville Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,189 (+2%) Land $48,861 Building $83,328 | ||
| 2025 | $1,356.00 (+2.65%) Homeowner's exemption | $129,598 (+4.04%) Land $47,903 Building $81,695 | |
| 2024 | $213,030 | ||
| 2023 | $1,321.00 (+3.45%) Homeowner's exemption | $124,568 Land $46,044 Building $78,524 | |
| 2022 | $1,277.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Elsa Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 95 Elsa Ln is extreme, ranking above 98.4% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.4% of the US · above 90% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| DigitalPath Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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