Essex County and Montclair Township property record for 95 Elm St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 1,980 sqft · built 1927 |
| Lot Size | 0.216 acres (9,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $412,000 (Apr 2017) |
| Tax Bill | $14,830 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03003-0000-00031 |
| Primary APN | 13-03003-0000-00031 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,980 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Construction Type | Frame |
| Lot Area | 9,400 sqft (0.216 acres) |
| Lot Dimensions | 200 ft deep x 47 ft wide |
| Old Parcel Number | 130300300031 |
|---|---|
| Street Address | 95 ELM ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-3206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 47X200 IRR |
| Legal Block | 3003 |
| Legal Lot Number | 31 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 17000 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 ELM ST, MONTCLAIR, NJ 07042-3206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KWIK MORTGAGE CORP |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KWIK MORTGAGE CORP |
| Apr 18, 2017 | Grant Deed, Transfer · Conventional with PMI ATLANTIC HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2017 · Amount on Record |
| Deed Sale | Apr 18, 2017 · Amount on Record |
| Prior Sale | May 10, 2007 · Amount on Record |
| Deed Document Number | 201733597 |
| Prior Transfer Date | Jan 31, 2008 |
| Prior Transfer Doc | 0008015065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 95 ELM ST, MONTCLAIR, NJ 07042-3206 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | TITLE 365- NLSE, TITLE365 NLSE |
| Name | Verified Name |
|---|
| Document Number | 0000116525 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021116525 |
| Name | KWIK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 95 ELM ST, MONTCLAIR, NJ 07042-3206 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | PROVIDENCE ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0000117326 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020117326 |
| Name | KWIK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 18, 2017 |
| Property Address | 95 ELM ST, MONTCLAIR, NJ 07042-3206 |
| Document Number | 0000033597 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 33597 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | FORTUNE TITLE SERVICES, FORTUNE TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $412.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 BALDWIN ST #2C MONTCLAIR NJ 070424776, 2C, MONTCLAIR, NJ 07042-4776 |
| Document Number | 33604 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 33604 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2047 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,800 (-) Land $132,500 Building $289,300 | $421,800 (-) Land $132,500 Building $289,300 | |
| 2025 | $14,830.00 (+3.32%) | $421,800 (-) Land $132,500 Building $289,300 | $421,800 (-) Land $132,500 Building $289,300 |
| 2024 | $14,353.00 (+3.5%) | ||
| 2023 | $421,800 (-) Land $132,500 Building $289,300 | $421,800 (-) Land $132,500 Building $289,300 | |
| 2022 | $13,868.00 (+1.76%) | $421,800 Land $132,500 Building $289,300 | $421,800 Land $132,500 Building $289,300 |
| 2021 | $13,628.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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