95 Elm St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 95 Elm St, Holyoke, MA 01040

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 4,200 sqft · built 1880
Lot Size	0.084 acres (3,650 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Apr 2021)
Tax Bill	$3,031 (2026)
Deeds & Mortgages	Apr 2021 Sale Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0006 B:0005 L:4`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0006 B:0005 L:4`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,200 sqft Living Area
Gross Area	5,600 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Triplex
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	3,650 sqft (0.084 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	95 ELM ST
City	HOLYOKE
State	MA
Zip	01040-5454
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RO
Legal Block	5
Legal Lot Number	4
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	2
Census Block	2021
Census Tract	811700

Owner

95 Elm St, a triplex, is owned by two individuals who bought it in April 2021.

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7025 3RD AVE, 2E, BROOKLYN, NY 11209-1358
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Quit Claim Deed, Transfer
Mar 19, 2020	Quit Claim Deed, Transfer RESMINI CAP INV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2021 · Amount on File
Deed Sale	Apr 12, 2021 · Amount on File
Prior Sale	Mar 19, 2020 · Amount on File
Deed Document Number	202124452
Deed Book / Page	23818 / 244
Prior Transfer Date	Apr 5, 2021
Prior Transfer Doc	23818-244
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Apr 12, 2021
Property Address	95 ELM ST, HOLYOKE, MA 01040-5454
Document Number	23818-244
Book / Page	23818 / 244
Instrument Date	Apr 5, 2021
Instrument	24452
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	427 HANOVER AVE, STATEN ISLAND, NY 10304-3324

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Mar 19, 2020
Property Address	95 ELM ST, HOLYOKE, MA 01040-5454
Document Number	23134-24
Book / Page	023134 / 000024
Instrument Date	Mar 10, 2020
Instrument	14783
Transaction Type	Transfer
Record Updated	Apr 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	740 WARWICK AVE WARWICK RI 02888, WARWICK, RI 02888

Mortgage

Document Number	23134-27
Date	Mar 19, 2020
Book Page	023134/000027
Instrument	14784

Lender

Name	RESMINI CAP INV

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 95 Elm St was $3,031, up 6.8% from the year before.

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,031.00 (+6.84%)	$173,900 (+7.02%) Land $38,400 Building $135,500
2025	$2,837.00 (+1.9%)	$162,500 (+10.62%) Land $35,900 Building $126,600
2024	$2,784.00 (+1.02%)	$146,900 (-) Land $34,200 Building $112,700
2023	$2,756.00	$146,900 Land $34,200 Building $112,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 95 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 95 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	150 / 150

May also be available: AT&T, HGE.NET, T-Mobile, Verizon.

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