95 Elm St, Groton, CT 06340 Property Records

Groton Town property record for 95 Elm St, Groton, CT 06340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,525 sqft · built 1889
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$7,743 (2025)
Deeds & Mortgages	Dec 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GROT M:260820812799`

Property Details

APN / Parcel Number

Primary APN	`GROT M:260820812799`
Alternative APNs	`260820812799` `146051000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,525 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	260820812799
Street Address	95 ELM ST
City	GROTON
State	CT
Zip	06340-5521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	3
Census Block	3000
Census Tract	702900

Owner

Source: Groton Town records · APN GROT M:260820812799

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	95 ELM ST, MYSTIC, CT 06355-2443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	95 ELM ST, GROTON, CT 06340-5521
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1224-634
Date	Dec 09, 2019
Book Page	1224/634
Instrument	4978550011

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Groton Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,743.00	$293,510 (-) Land $199,479 Building $94,031	$205,457 Land $139,635 Building $65,822
2024	$7,743.00 (+11.73%)
2023	$6,930.00 (+2.08%)	$293,510 (-) Land $159,180 Building $134,330
2022	$6,789.00	$293,510 Land $159,180 Building $134,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 104 locations within half a mile of this property.

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