95 Elm St, Cramerton, NC 28032 Property Records

Gaston County property record for 95 Elm St, Cramerton, NC 28032

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,408 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$28,000 (Oct 1997)
Tax Bill	$2,379 (2026)
Deeds & Mortgages	May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`16003A07300`

Property Details

APN / Parcel Number

Primary APN	`16003A07300`
Alternative APNs	`1267618` `195812`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	7,841 sqft (0.18 acres)
Porch	Porch
Porch Area	492 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	95 ELM ST
City	CRAMERTON
State	NC
Zip	28032-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BURLINGTON /CRAMERTON BLK 6 L 9 16 003A 073 00 000
Legal Block	6
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1033
Census Tract	32202

Owner

95 Elm St is owned and occupied by two individuals who acquired it in May 2007.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 ELM ST, CRAMERTON, NC 28032-1529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 1997 · Amount on File
Deed Sale	Oct 14, 1997 · Amount on File
Deed Book / Page	2713 / 272
Last Transfer Date	May 25, 2007
Transfer Doc	0043230877
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	May 17, 2023
Property Address	95 ELM ST, CRAMERTON, NC 28032-1529
Document Number	0054102245
Book / Page	5410 / 2245
Instrument Date	May 15, 2023
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 ELM ST, CRAMERTON, NC 28032-1529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 ELM ST, CRAMERTON, NC 28032-1529

Tax Assessment & Valuation

The 2026 property tax bill for 95 Elm St was $2,379.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cramerton Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,379.00	$231,220 (-) Land $24,000 Building $207,220
2025	$2,379.00	$231,220 Land $24,000 Building $207,220
2023	$2,439.00	$231,220 Land $24,000 Building $207,220
2021			$120,690 Land $18,000 Building $102,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Elm St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2013–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20