95 Elberta Dr, Newnan, GA 30265 Property Records

Coweta County property record for 95 Elberta Dr, Newnan, GA 30265

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,150 sqft · built 1988
Owner	2 Individual Names on File
Last Sale	$77,000 (Feb 1994)
Tax Bill	$2,713 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122A 158`

Property Details

APN / Parcel Number

Primary APN	`122A 158`
Alternative APN	`20265`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,150 sqft Heated Area
1st Floor Area	758 sqft
Flooring	Subfloor
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Terrain	Rolling
Garage Area	324 sqft
Porch	Finished/Screened Porch
Deck Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Account Number	20265
Old Parcel Number	122A158
Street Address	95 ELBERTA DR
City	NEWNAN
State	GA
Zip	30265-1753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	H/L 92 PTREE LD PH 2
Legal Subdivision	PEACHTREE LANDING
Legal Phase	2
Legal Block	A
Legal Lot Number	92
Jurisdiction	COWETA GA
Township / Civil Division	NEWNAN
Census Block Group	1
Census Block	1015
Census Tract	170405

Owner

95 Elberta Dr is owned and occupied by two individuals who bought it in February 1994.

Source: Coweta County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	95 ELBERTA DR, NEWNAN, GA 30265-1753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 1994 · Amount on File
Deed Sale	Feb 2, 1994 · Amount on File
Deed Document Number	0000825262
Deed Book / Page	825 / 262
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWETA GA
Property Address	95 ELBERTA DR, NEWNAN, GA 30265-1753
Document Number	0047820402
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	95 ELBERTA DR NEWNAN GA 302651753, NEWNAN, GA 30265-1753

Mortgage

Document Number	0047820402
Date	Nov 14, 2018
Book Page	004782/000402
Instrument	20609

Lender

Name	DELTA CMNTY CU
Type	Credit Union
Address	PEACHTREE CITY, GA 30269

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 13, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 95 Elberta Dr was $2,713 with a homeowner's exemption, up 14.6% from the year before.

Source: Coweta County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Coweta County
Unified School District	Coweta County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,713.00 (+14.57%) Homeowner's exemption	$126,904 (+18.92%) Land $20,000 Building $106,904	$317,260 (+18.92%) Land $50,000 Building $267,260
2024	$2,368.00 (+77.91%) Homeowner's exemption	$106,715 (+33.72%) Land $20,000 Building $86,715	$266,788 (+33.72%) Land $50,000 Building $216,788
2023	$1,331.00 Homeowner's exemption	$79,803 Land $16,000 Building $63,803	$199,508 Land $40,000 Building $159,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Elberta Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Elberta Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COWETA WATER & SEWER AUTH. serves 92,907 people · EPA ID GA0770042
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20