95 Edgewater Dr, Libby, MT 59923 Property Records

Lincoln County property record for 95 Edgewater Dr, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,112 sqft · built 2004
Lot Size	1.99 acres (86,859 sqft)
Owner	2 Individual Names on Record
Last Sale	$903,962 (Dec 2025)
Tax Bill	$2,958 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Transfer
APN	`R5615031`

Property Details

APN / Parcel Number

Primary APN	`R5615031`
Alternative APNs	`56-4283-35-4-04-01-0000` `0000014119`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area
1st Floor Area	2,112 sqft
Basement Area	1,700 sqft
Finished Basement	1,700 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	86,859 sqft (1.99 acres)
Garage Type	Mixed
Garage Area	1,616 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000014119
Street Address	95 EDGEWATER DR
City	LIBBY
State	MT
Zip	59923-8291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER ESTATES PH 2, S35, T31 N, R31 W, LOT 12, ACRES 1.994, PM 4936
Legal Range	31W
Legal Township	31N
Legal Section	35
Legal Subdivision	EDGEWATER ESTATES PH 2
Legal Lot Number	12
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	4
Census Block	4010
Census Tract	300

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 EDGEWATER DR, LIBBY, MT 59923-8291
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Distribution, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 17, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Feb 18, 2014 · Amount on Record
Deed Document Number	2025318696
Deed Book / Page	412 / 977
Prior Transfer Date	Nov 17, 2023
Prior Transfer Doc	000403/896
Record Updated	Oct 29, 2026

December 2025: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	LINCOLN MT
Recording Date	Dec 3, 2025
Property Address	95 EDGEWATER DR, LIBBY, MT 59923-8291
Document Number	000412/977
Book / Page	412 / 977
Map Reference	PL 4936
Instrument Date	Nov 25, 2025
Instrument	318696
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, FLYING S T&E LIBBY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	95 EDGEWATER DR, LIBBY, MT 59923-8291

Mortgage

Document Number	0000318697
Date	Dec 3, 2025
Instrument	318697

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LINCOLN MT
Recording Date	Nov 17, 2023
Property Address	95 EDGEWATER DR, LIBBY, MT 59923-8291
Document Number	000403/896
Book / Page	403 / 896
Instrument Date	Nov 17, 2023
Instrument	308364
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1200, LIBBY, MT 59923-1200

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,958.00 (+59.55%)	$767,900 (-)
2025	$1,854.00 (-50.86%) Homeowner's exemption	$767,900 (+42.57%)	$767,900 (+42.57%) Land $83,715 Building $684,185
2023	$3,773.00	$538,600	$538,600 Land $69,861 Building $468,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 78% of Montana
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Cable	1,000 / 50

May also be available: Inland Cellular.

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