95 Echowood Ln, Hardy, VA 24101 Property Records

Franklin County property record for 95 Echowood Ln, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,694 sqft · built 2002
Lot Size	5 acres (217,931 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Jan 2026)
Tax Bill	$1,982 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015 00-010 02`

Property Details

APN / Parcel Number

Primary APN	`015 00-010 02`
Alternative APN	`37909`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,694 sqft Living Area
Gross Area	3,556 sqft
1st Floor Area	1,694 sqft
Basement Area	1,694 sqft
Finished Basement	1,694 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,931 sqft (5 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	720 sqft
Driveway	Paver Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	161 sqft
Deck Area	162 sqft
Patio Area	140 sqft
Shed	1 Shed
Canopy	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	37909
Street Address	95 ECHOWOOD LN
City	HARDY
State	VA
Zip	24101-2673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	RT 122 LOT 1
Legal Subdivision	CONSISTING OF 5
Legal Lot Number	1
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1025
Census Tract	20302

Owner

Source: Franklin County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 ECHOWOOD LN, HARDY, VA 24101-2673
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 13, 2022	Correction Deed ACCOMODATION, ACCOMMODATION
Apr 12, 2022	Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	May 13, 2022 · Amount on Record
Deed Document Number	2026409
Deed Book / Page	1239 / 2658
Prior Transfer Date	May 4, 2022
Prior Transfer Doc	0011840985
Record Updated	Oct 29, 2026

January 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jan 16, 2026
Property Address	95 ECHOWOOD LN, HARDY, VA 24101-2673
Document Number	0012392658
Book / Page	1239 / 2658
Map Reference	MB 713 PG 1601
Instrument Date	Jan 15, 2026
Instrument	260000409
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	PIKE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	95 ECHOWOOD LN, HARDY, VA 24101-2673

Mortgage

Document Number	0260000410
Date	Jan 16, 2026
Instrument	260000410

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

May 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 13, 2022
Property Address	95 ECHOWOOD LN, HARDY, VA 24101-2673
Document Number	0011840985
Book / Page	1184 / 985
Map Reference	MB 713 PG 1601
Instrument Date	May 4, 2022
Instrument	220003834
Record Updated	Jun 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 ECHOWOOD LN, HARDY, VA 24101-2673

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Apr 12, 2022
Property Address	95 ECHOWOOD LN, HARDY, VA 24101-2673
Document Number	0011821605
Book / Page	1182 / 1605
Instrument Date	Apr 8, 2022
Instrument	220002910
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$247.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 ECHOWOOD LN, HARDY, VA 24101-2673

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,982.00	$461,100 (+73.67%) Land $57,000 Building $404,100	$461,100 (+73.67%) Land $57,000 Building $404,100
2023		$265,500 (-) Land $50,000 Building $215,500	$265,500 (-) Land $50,000 Building $215,500
2022		$265,500 Land $50,000 Building $215,500	$265,500 Land $50,000 Building $215,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
ZiTEL Fiber	960 / 960

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Echowood Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures