Monroe County property record for 95 E Sterns Rd, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,229 sqft · built 1949 |
| Lot Size | 4.75 acres (206,910 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $51,870 (Jun 2014) |
| Flood Zone | Zone AE (high risk) |
| APN | 02-036-025-00 |
| Primary APN | 02-036-025-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,229 sqft Living Area |
| Basement Area | 940 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 206,910 sqft (4.75 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 95 E STERNS RD |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-9513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | SEC 36 T8S R7E 4.75 ACRES W 1/2 OF 9.5 A OF E 28.5 A OF NW 1/4 OF NW 1/4 |
| Legal Range | 07E |
| Legal Township | 08S |
| Legal Section | 36 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 833500 |
Source: Monroe County records, as of August 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 E STERNS RD, TEMPERANCE, MI 48182-9513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2014 · Amount on Record |
| Deed Sale | Jun 19, 2014 · Amount on Record |
| Prior Sale | Mar 6, 1995 · Amount on Record |
| Deed Document Number | 201411903 |
| Prior Transfer Date | Jul 10, 2013 |
| Prior Transfer Doc | 0000017906 |
| Record Updated | Sep 20, 2026 |
Source: Monroe County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill |
|---|---|
| 2023 | Homeowner's exemption |
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (1979–2006) |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: T-Mobile.
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