95 E Prospect Ave, Hamburg, NY 14075 Property Records

Erie County and Hamburg Town property record for 95 E Prospect Ave, Hamburg, NY 14075

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1930
Lot Size	0.352 acres (15,318 sqft)
Owner	Individual Name on Record
Tax Bill	$5,779 (2026)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`144803 196.06-2-2`

Property Details

APN / Parcel Number

Primary APN	`144803 196.06-2-2`
Alternative APNs	`48031960600002002000` `14075`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Concrete
Lot Area	15,318 sqft (0.352 acres)
Lot Dimensions	206 ft deep x 74.4 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14075
Street Address	95 E PROSPECT AVE
City	HAMBURG
State	NY
Zip	14075-5213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	ERIE NY
Township / Civil Division	HAMBURG
Census Block Group	3
Census Block	3000
Census Tract	13300

Owner

Source: Erie County and Hamburg Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	95 E PROSPECT AVE, HAMBURG, NY 14075-5213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	95 E PROSPECT AVE, HAMBURG, NY 14075-5213
Document Number	0138138208
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 E PROSPECT AVE HAMBURG NY 140755213, HAMBURG, NY 14075-5213

Mortgage

Document Number	0138138208
Date	Jun 7, 2017
Book Page	013813/008208

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14240

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Hamburg Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Hamburg Town
Municipality	Hamburg Village
Unified School District	Hamburg Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,779.00 (+36.72%) Homeowner's exemption
2025	$4,227.00 (-23.26%)	$61,000 (-) Land $10,300 Building $50,700	$210,300 (+5.15%) Land $35,510 Building $174,790
2024	$5,508.00 Homeowner's exemption	$61,000 (-) Land $10,300 Building $50,700	$200,000 (+4.92%) Land $33,770 Building $166,230
2023	Homeowner's exemption	$61,000 Land $10,300 Building $50,700	$190,625 Land $32,187 Building $158,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA HAMBURG (V) serves 9,744 people · EPA ID NY1400515
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20