95 E Pattagansett Rd, Niantic, CT 06357 Property Records

East Lyme Town property record for 95 E Pattagansett Rd, Niantic, CT 06357 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,310 sqft · built 1958
Lot Size	0.47 acres (20,454 sqft)
Owner	2 Individual Names on File
Last Sale	$389,000 (Aug 2022)
Tax Bill	$5,123 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:016.4 B:00029 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:016.4 B:00029 L:00000`
Alternative APN	`5815`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
Gross Area	3,288 sqft
1st Floor Area	936 sqft
Attic	Attic
Attic Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,454 sqft (0.47 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5815
Street Address	95 E PATTAGANSETT RD
City	NIANTIC
State	CT
Zip	06357-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	29
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	3
Census Block	3000
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:016.4 B:00029 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	95 E PATTAGANSETT RD, NIANTIC, CT 06357-2300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2022 · Amount on Record
Deed Sale	Aug 10, 2022 · Amount on Record
Prior Sale	Apr 16, 2015 · Amount on Record
Deed Document Number	20222341
Deed Book / Page	1085 / 468
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	Aug 10, 2022
Property Address	95 E PATTAGANSETT RD, NIANTIC, CT 06357-2300
Document Number	001085-468
Book / Page	1085 / 468
Instrument Date	Aug 10, 2022
Instrument	2341
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	95 E PATTAGANSETT RD, NIANTIC, CT 06357-2300

Mortgage

Document Number	0000002342
Date	Aug 10, 2022
Instrument	2342

Lender

Name	DIME BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Sep 01, 2032
Max Rate At Change	2.75%
Index	Other

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,123.00	$182,910 (+2.39%) Land $64,820 Building $118,090	$128,037 Land $45,374 Building $82,663
2024	$5,123.00 (+15.25%)
2023	$4,445.00 (+4.37%)	$178,640 (-) Land $64,820 Building $113,820
2022	$4,259.00	$178,640 Land $64,820 Building $113,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 9% of Connecticut
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.