95 E Main St, #97, Norwich, NY 13815 Property Records

Chenango County and Norwich City property record for 95 E Main St, #97, Norwich, NY 13815

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5,824 sqft · built 1960
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on File
Last Sale	$337,500 (Jul 2022)
Tax Bill	$7,414 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`081100 136.5-1-11`

Property Details

APN / Parcel Number

Primary APN	`081100 136.5-1-11`
Alternative APNs	`110013650000010110000000` `0281065`

Interior

Stories	2 Stories
Building Area	5,824 sqft Gross Area
Basement Area	2,874 sqft
Unfinished Basement	2,874 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	197 ft deep x 74.2 ft wide
Porch	Slab
Porch Area	114 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Cooling System	Partial
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0281065
Street Address	95 E MAIN ST, 97
City	NORWICH
State	NY
Zip	13815
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	05 - COMME
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	CHENANGO NY
Township / Civil Division	NORWICH
Census Block Group	2
Census Block	2006
Census Tract	970400

Owner

95 E Main St, #97 is owned by a company that bought it in July 2022.

Source: Chenango County and Norwich City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 387, NORWICH, NY 13815-0387
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on File
Deed Sale	Jul 11, 2022 · Amount on File
Prior Sale	Nov 22, 2013 · Amount on File
Deed Document Number	20221256
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Jul 11, 2022
Property Address	95-97 E MAIN ST, NORWICH, NY 13815
Document Number	2022000001256
Instrument Date	Jul 6, 2022
Instrument	20220-00001256
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 387, NORWICH, NY 13815-0387

Mortgage

Document Number	22000001512
Date	Jul 11, 2022
Instrument	220-00001512

Lender

Name	SHM 2 PROPERTIES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 95 E Main St, #97 was $7,414, up 0.5% from the year before.

Source: Chenango County and Norwich City assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
Municipality	Norwich City
Unified School District	Norwich City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,414.00 (+0.46%)
2025	$7,380.00	$91,200 Land $26,900 Building $64,300	$198,261 Land $58,478 Building $139,783
2023		$91,200 Land $26,900 Building $64,300	$178,824 Land $52,745 Building $126,079

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 95 E Main St, #97 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	31 (1979–2011)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Severe Storms And Flooding, Jun 2006 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 E Main St, #97 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH CITY serves 8,000 people · EPA ID NY0801745
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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