Midland County property record for 95 E Lakeshore Dr, Hope, MI 48628
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,520 sqft · built 1949 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Nov 2019) |
| Tax Bill | $9,435 (2025) |
| Deeds & Mortgages | Feb 2023 Construction Loan Nov 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-051-500-342-00 |
| Primary APN | 050-051-500-342-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,520 sqft Living Area |
| 1st Floor Area | 1,520 sqft |
| Basement Area | 1,520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Mobile Home |
| Lot Area | 35,284 sqft (0.81 acres) |
| Lot Dimensions | 174 ft deep x 205 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 95 E LAKESHORE DR |
|---|---|
| City | HOPE |
| State | MI |
| Zip | 48628-9800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | T16N R1E LOTS 34, 35, 36 & 37 LAGOON BEACH ABOVE CONTOUR 673. |
| Legal Subdivision | LAGOON BEACH |
| Legal Lot Number | 34-37 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | HOPE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 291101 |
Source: Midland County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 95 E LAKESHORE DR, HOPE, MI 48628-9800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2023 | Deed of Trust, Mortgage · Construction Mortgage MERCANTILE BANC & TRUST |
| Nov 15, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Nov 15, 2019 | Intrafamily Transfer, Transfer |
| Nov 15, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2019 · Amount on Record |
| Deed Sale | Nov 15, 2019 · Amount on Record |
| Deed Document Number | 20191629-00041 |
| Deed Book / Page | 1629 / 41 |
| Prior Transfer Date | Nov 14, 2019 |
| Prior Transfer Doc | 01629/00039 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 95 E LAKESHORE DR, HOPE, MI 48628-9727 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 95 E LAKESHORE DR, HOPE, MI 48628-9727 |
| Document Number | 01662/1328 |
|---|---|
| Date | Feb 7, 2023 |
| Book Page | 1662/1328 |
| Name | MERCANTILE BANC & TRUST |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49504 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Mar 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Nov 15, 2019 |
| Property Address | 95 E LAKESHORE DR, HOPE, MI 48628-9727 |
| Document Number | 01629/00041 |
| Book / Page | 01629 / 00041 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 01629-00041 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,290.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 165 E SHAFFER RD, HOPE, MI 48628-9750 |
| Name | Verified Name |
|---|---|
| Address | 95 E LAKESHORE DR, HOPE, MI 48628-9727 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Nov 15, 2019 |
| Property Address | 95 E LAKESHORE DR, HOPE, MI 48628-9727 |
| Document Number | 01629/00040 |
| Book / Page | 01629 / 00040 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 01629-00040 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 165 E SHAFFER RD, HOPE, MI 48628-9750 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Nov 15, 2019 |
| Property Address | 95 E LAKESHORE DR, HOPE, MI 48628-9727 |
| Document Number | 01629/00039 |
| Book / Page | 01629 / 00039 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 01629-00039 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 E LAKESHORE DR, HOPE, MI 48628-9727 |
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Hope Township |
| Unified School District | Meridian Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,200 (+6.55%) | $514,400 (+6.55%) | |
| 2025 | $9,435.00 (+15.5%) Homeowner's exemption | $241,400 | $482,800 |
| 2024 | $8,169.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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