95 Downing St, Buffalo, NY 14220 Property Records

Erie County and Buffalo City property record for 95 Downing St, Buffalo, NY 14220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1920
Lot Size	0.09 acres (3,910 sqft)
Owner	Individual Name on File
Last Sale	$31,800 (Sep 2009)
Tax Bill	$585 (2026)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140200 133.79-2-5`

Property Details

APN / Parcel Number

Primary APN	`140200 133.79-2-5`
Alternative APNs	`02001337900002005000` `11493400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	624 sqft
2nd Floor Area	624 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	3,910 sqft (0.09 acres)
Lot Dimensions	115 ft deep x 33.5 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	287 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11493400
Street Address	95 DOWNING ST
City	BUFFALO
State	NY
Zip	14220-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-3R
Legal Description	123. E SIBLEY WH PC 47.76X35 IN R
Legal Subdivision	THE BUFFALO CREEK RESERVATION
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4004
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Cazenovia Park-South Park System listed 1982 · 11 contributing resources · NRIS 82005028

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

95 Downing St is owned and occupied by an individual who bought it in September 2009.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	95 DOWNING ST, BUFFALO, NY 14220-2618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2009 · Amount on File
Deed Sale	Sep 25, 2009 · Amount on File
Deed Document Number	2009194048
Deed Book / Page	11170 / 2102
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	95 DOWNING ST, BUFFALO, NY 14220-2618
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 DOWNING ST, BUFFALO, NY 14220-2618

Mortgage

Document Number	0140331939
Date	Dec 30, 2021
Book Page	14033/1939
Instrument	2021260013

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 95 Downing St was $585, down 66.9% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$585.00 (-66.93%)
2025	$1,769.00 (-0.95%)	$177,000 (+60.91%) Land $24,000 Building $153,000	$177,000 (-1.04%) Land $24,000 Building $153,000
2024	$1,786.00 (+212.78%)	$110,000 (-) Land $11,200 Building $98,800	$178,862 (+13.82%) Land $18,211 Building $160,651
2023	$571.00	$110,000 Land $11,200 Building $98,800	$157,143 Land $16,000 Building $141,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Downing St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1978–1979)
Most Recent Claim	Aug 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 95 Downing St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20