95 Douglas Rd, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 95 Douglas Rd, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,525 sqft · built 1950
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Aug 2006)
Tax Bill	$6,188 (2026)
Deeds & Mortgages	Apr 2026 Second Mortgage Feb 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M08380`

Property Details

APN / Parcel Number

Primary APN	`M08380`
Alternative APNs	`LOWE M:249 B:1840 L:95` `M:000249 T:M08380`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,525 sqft Living Area
Gross Area	2,912 sqft
1st Floor Area	955 sqft
Basement Area	827 sqft
Unfinished Basement	827 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M08380
Street Address	95 DOUGLAS RD
City	LOWELL
State	MA
Zip	01852-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	1840
Legal Lot Number	95
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2010
Census Tract	312502

Owner

95 Douglas Rd is owned and occupied by two individuals who bought it in August 2006.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 DOUGLAS RD, LOWELL, MA 01852-3109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2006 · Amount on File
Deed Sale	Aug 28, 2006 · Amount on File
Prior Sale	Dec 9, 2004 · Amount on File
Deed Document Number	200648093
Deed Book / Page	20448 / 284
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Recording Date	Apr 30, 2026
Property Address	95 DOUGLAS RD, LOWELL, MA 01852-3109
Document Number	040022-179
Book / Page	40022 / 179
Instrument Date	Apr 25, 2026
Instrument	202612909
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 DOUGLAS RD, LOWELL, MA 01852-3109

Mortgage

Document Number	0000012909,
Date	Apr 30, 2026
Book Page	40022/179
Instrument	202612909

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.75%
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	95 DOUGLAS RD, LOWELL, MA 01852-3109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32787-62
Date	Feb 25, 2019
Book Page	32787/62
Instrument	6896

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 95 Douglas Rd was $6,188, up 4.2% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,188.00 (+4.23%)	$545,200 (+5.41%) Land $259,200 Building $286,000	$562,228 (+6.25%)
2025	$5,937.00 (+4.82%)	$517,200 (+8.75%) Land $242,300 Building $274,900	$529,150 (-0.77%)
2024	$5,664.00 (+3.36%)	$475,600 (+7.8%) Land $226,400 Building $249,200	$533,235
2023	$5,480.00	$441,200 Land $196,900 Building $244,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Douglas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Douglas Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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