95 Debra Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 95 Debra Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,485 sqft · built 1994
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Aug 2015)
Tax Bill	$1,777 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0037C039000`

Property Details

APN / Parcel Number

Primary APN	`0037C039000`
Alternative APNs	`0037C039` `18029`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,485 sqft Heated Area
1st Floor Area	1,485 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	136 ft deep x 110 ft wide
Garage Area	513 sqft
Porch	Slab
Porch Area	200 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18029
Street Address	95 DEBRA LN
City	RINGGOLD
State	GA
Zip	30736-7321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 2 WHITENER SUB
Legal Subdivision	WHITENER SUB
Legal Lot Number	2
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3004
Census Tract	30201

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 DEBRA LN, RINGGOLD, GA 30736-7321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2015 · Amount on Record
Deed Sale	Aug 14, 2015 · Amount on Record
Prior Sale	Jun 30, 2014 · Amount on Record
Deed Document Number	20151682
Deed Book / Page	1786 / 316
Last Transfer Date	Sep 4, 2020
Transfer Doc	0020780393
Record Updated	Jun 8, 2026

September 2020: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	CATOOSA GA
Recording Date	Sep 10, 2020
Property Address	95 DEBRA LN, RINGGOLD, GA 30736-7321
Document Number	0020780393
Book / Page	002078 / 000393
Instrument Date	Sep 4, 2020
Instrument	7328
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	BATTLEFIELD TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	95 DEBRA LN RINGGOLD GA 307367321, RINGGOLD, GA 30736-7321

Mortgage

Document Number	20780396
Date	Sep 10, 2020
Book Page	002078/000396
Instrument	7328

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 9, 2035

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,777.00 (+6.73%) Homeowner's exemption	$99,259 (+33.4%) Land $8,302 Building $90,957	$248,148 (+33.4%) Land $20,756 Building $227,392
2023	$1,665.00 (+31.41%)	$74,408 Land $8,302 Building $66,106	$186,020 Land $20,756 Building $165,264
2022	$1,267.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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